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Of Counsel

Harry A. DeFord II has been practicing law in Texas for nearly 45 years.DeFord graduated from Baylor University Law School and quickly established the first official Legal Department for a Bank in the State of Texas at Oak Cliff Bank and Trust, Dallas, Texas in 1967.

DeFord has served as Senior Vice- President and General Counsel for Oak Cliff Bank and Trust, Republic Bank Oak Cliff, First Republic Bank Oak Cliff. He was official Counsel for 11 of the First Republic Banks in the Dallas Region. Deford also held positions of Senior Vice President and Assistant General Counsel with NCNB, Senior Vice President, Assistant General Counsel and Assistant Secretary to the Board of NationsBank of Texas, N.A., NationsBank, N.A. and Bank Of America.

DeFord has litigated Bank legal matters in Texas, in State and Federal Courts, handled appeal of legal matters to appeal courts, and established procedures for handling Bankruptcy Matters, Judgments, Subpoenas, Garnishments, Drug Forfeiture Cases for financial institutions.

DeFord has drafted and implemented numerous contracts and agreements for financial institutions to be utilized in consumer lending, commercial lending, operations areas, regulatory issues, employment law, real estate, air craft lending, marine lending, bankruptcy, failed bank acquisitions, asset purchases and sales of assets, and workouts in lending areas. He is a trained mediator and former member of Association of Attorney Mediators (AAM). He has been selected to" Who's Who in American Law" and has contributed to numerous legal forms to legal publications.