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It is the legal elimination of debt through a bankruptcy case. When a debt is discharged, it is no longer legally enforceable against the debtor personally.  In other words, you are no longer required to pay any debts that are discharged.

Some creditors obtain liens on the debts you owe them.  For these debts, you are still not personally liable for the debt when it is discharged, but the creditor may enforce the lien to recover the property secured by the lien.

EXAMPLE:

Through bankruptcy, you receive a discharge on a car loan that you decide you can no longer afford to pay.  The car lender can not try to collect from you personally, but the car lender can repossess the car.  However, you will not be liable to pay any deficiency.