Always addressing your specific needs while adhering to the strictest ethical standards of our profession.

1: Credit Counseling Certificate

You must take and receive a certificate of completion for credit and budget counseling from an approved credit counseling agency within 6 months of filing your bankruptcy case.  This counseling course is designed to inform you of your options in dealing with your debts and it typically takes about 90 minutes.  

Depending on the agency, the counseling will be available to you in person, over the telephone, or even on the internet.  Warren & Migliaccio will encourage you to make this requirement an opportunity and we will make certain that you are signed up with the type of course that fits your and preferences and needs.


2: Evidence of income for prior six months

This is required so that your average monthly income can be averaged and applied to the Means Test.  Paycheck stubs or income records are sufficient for this.

3: Copies of Tax Returns for last 2 years

If you have misplaced or lost your tax returns, Warren & Migliaccio can obtain a tax transcript.

IT IS MANDATORY THAT YOU HAVE FILED YOUR TAX RETURNS FOR PREVIOUS YEARS.  If you have not filed a tax return for a prior year, Warren and Migliaccio can help you get these tax returns filed.

4: Copies of Insurance declarations page for auto and home

5: Copy of driver’s license and Social Security Card

6: Bankruptcy intake form provided by Warren & Migliaccio

This is a list of items that are needed to get the ball rolling in your case.  More information and documents may be needed after Warren & Migliaccio has had the opportunity to meet with you and access your situation.