As a debt defense attorney here in Texas, many of my clients start off hesitant to see if I can help them get out from under their overwhelming credit card debt. Often when they eventually call, they all but tell me they didn’t want to talk to me about it. My interaction with Emma illustrates the … [Read more...]
What to Do When a Creditor Freezes Your Bank Account
Few things are as alarming as discovering that a creditor has frozen your bank account. This situation can feel overwhelming and distressing, especially if your funds are needed for essential expenses. But understanding the process and knowing your options can make a significant difference in … [Read more...]
Which debts are not forgiven when you file for bankruptcy?
This blog was written by Christopher Migliaccio, co-founder of Warren & Migliaccio, L.L.P. Chris is a recognized expert in bankruptcy law and has represented thousands of clients through the bankruptcy process. In this article Chris will reveal what debts are not forgiven when you file for … [Read more...]
When Does Trying to Collect a Debt Become a Crime?
Debt collection is a legitimate activity that allows creditors to recover money owed to them, but there are strict legal boundaries that debt collectors must follow. When these boundaries are crossed, particularly in Texas, the act of trying to collect a debt can shift from being lawful to criminal. … [Read more...]
Am I Responsible for My Ex-Spouse’s Debt After Divorce?
Divorce can be complicated, especially when it comes to handling debts. You might wonder if you are responsible for your ex-spouse’s debt after the divorce is finalized. Understanding how debt responsibility works in divorce is crucial for managing your financial future. Responsibility for Debt … [Read more...]
Texas Debt Relief: Debt Reduction Plans That Work
Debt reduction plans advertised on billboards and mailed flyers can sound like a magic solution to overwhelming financial burdens. They promise freedom from debt, often with little effort on your part. But before diving into such a plan, a cautious approach is essential. In this blog we will … [Read more...]
