Warren & Migliaccio, L.L.P.

Dallas Family, Bankruptcy and Personal Injury Lawyers

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If I use a credit counselor, will I get a better credit rating than if I file for bankruptcy?

Post by Christopher Migliaccio

Using a credit counselor won’t necessarily give you a better credit rating than if you decide to file for bankruptcy. It’s important to understand how your credit score is calculated and what factors may influence the score. Of course, there are other factors that should influence your decision of whether to file for bankruptcy than… Read More

FAQ Category: Bankruptcy

What is bankruptcy and who is it for?

Post by Christopher Migliaccio

Bankruptcy is a process designed to help individuals and businesses eliminate their debts or repay them under the protection of the bankruptcy court.  The goal of bankruptcy is to help individuals get a fresh financial start. Bankruptcy is a federal process, but is filed based on the state and city you live in.  For instance,… Read More

FAQ Category: Bankruptcy

When will I receive my bankruptcy discharge?

Post by Christopher Migliaccio

The timeline to receive your bankruptcy discharge depends upon several factors, including which chapter you are filing under and what kinds of debts and assets you have. Most people in Texas filing a Chapter 7 bankruptcy obtain their discharge papers in four to six months, while those filing for Chapter 13 may not receive their… Read More

FAQ Category: Bankruptcy

Why file for chapter 7 bankruptcy?

Post by Christopher Migliaccio

One of the most common reasons a person will file for chapter 7 bankruptcy is to discharge insurmountable debts. This typically helps pave the way for a fresh financial start. Although there are several options available for declaring bankruptcy in Texas, many consumers opt for chapter 7 because of the specific advantages involved. Debts Included… Read More

FAQ Category: Chapter 7 Bankruptcy

How do I find an approved bankruptcy credit counseling course?

Post by Christopher Migliaccio

If you’re filing for bankruptcy, you will need to follow the appropriate state and federal bankruptcy guidelines in order for your case to be accepted. Federal bankruptcy law states that anyone filing must complete an approved bankruptcy credit counseling course before putting in their paperwork. Not everyone goes into their credit counseling course with enthusiasm,… Read More

FAQ Category: Bankruptcy

What is the means test for Chapter 7 bankruptcy?

Post by Christopher Migliaccio

When filing for bankruptcy, come prepared with an understanding of its basics, such as the means test for Chapter 7 bankruptcy. Guidance from Dallas bankruptcy lawyers also can be important when filing. There are several steps involved in the bankruptcy process. Some of these steps are used to screen prospective filers to determine their eligibility… Read More

FAQ Category: Chapter 7 Bankruptcy

Do I have to declare family support payments as income?

Post by Christopher Migliaccio

When filing for bankruptcy, family support payments like child support and alimony will be considered income. It’s important that you list these sources of income on your bankruptcy documentation. Failing to do so may damage your bankruptcy case. A Plano bankruptcy and family law firm can help ensure the process is handled correctly. Family Support… Read More

FAQ Category: Bankruptcy

Do I have to file for a tax return before filing for bankruptcy?

Post by Christopher Migliaccio

Yes, you have to file a tax return before filing for bankruptcy. Not filing a tax return filing can be detrimental to a bankruptcy filing. There are many reasons why a bankruptcy can be denied, so discussing your candidacy for bankruptcy with a Plano bankruptcy lawyer can help ensure that all is in order when… Read More

FAQ Category: Bankruptcy

Can I remove a bankruptcy from my credit report?

Post by Christopher Migliaccio

No, you generally cannot remove a bankruptcy from your credit report until the appropriate amount of time has passed, at which point it may be automatically removed. Depending on the type of bankruptcy, it will be removed up to 10 years from the date that you filed. For a Chapter 13 bankruptcy, because some of… Read More

FAQ Category: Bankruptcy

How long will Chapter 13 Bankruptcy stay on my credit history?

Post by Christopher Migliaccio

An understanding of Chapter 13 bankruptcy rules can help you decide if this is the right decision for you, especially if you are concerned about how the bankruptcy affects your credit. Talking with a Plano Chapter 13 bankruptcy lawyer may help, but know that it will generally stay on your credit history for seven years…. Read More

FAQ Category: Chapter 13 Bankruptcy

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If you need to speak with an attorney at Warren & Migliaccio, L.L.P.  submit our contact form or call either our Richardson or Dallas location to schedule a free consultation. We’re happy to meet at your convenience. Contact our firm today for legal counsel from experienced attorneys.

Practice Areas

  • Plano & Richardson, Texas – Bankruptcy Lawyers
  • Chapter 7 Bankruptcy Attorney
  • Chapter 13 Bankruptcy Lawyer
  • Child Custody Attorneys
  • Child Support
  • Dallas Divorce Attorney
  • Family Law
  • Spousal Support
  • Personal Injury

Recent Posts

  • Is Moss Law Firm Suing You? Here’s What You Should Know
  • Your Options If Sued By A Credit Card Company
  • The Statute of Limitations in Debt Lawsuits
  • What To Do When Served A Lawsuit In Texas
  • What is a Writ of Garnishment and How Can You Stop It?

Locations

Richardson/Plano Office
3600 Shire Blvd #205
Richardson, Texas 75082
(972) 684-5051

Dallas Office
10440 N Central Expy #800
Dallas Texas 75231
(214) 974-3965

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