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You are here: Home / Archives for Bankruptcy Tag

Chapter 7 Bankruptcy Dismissed: Reasons, Consequences, and Alternatives

October 2, 2024
Written by Christopher Migliaccio

Young hispanic student upset studying inside university campus academic library, disappointed and sad received a letter with bad results in studies and entrance exam.

Having your Chapter 7 bankruptcy dismissed can be unsettling, especially when you're already dealing with financial strain. Many individuals considering Chapter 7 bankruptcy in Texas wonder about the potential consequences and their next steps. Understanding why it was dismissed and the implications … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Protecting Disability Benefits in Chapter 7 Bankruptcy: A Texas Guide

September 27, 2024
Written by Christopher Migliaccio

Sign that says "Disability Insurance" next to a pile of $100 bills and a stethoscope

Have you ever found yourself in the midst of a financial storm, hoping and praying for a life raft? Yes, we’re talking about the perfect storm–bankruptcy. Going through a bankruptcy might feel like you’re stranded in open seas amidst a never-ending storm that threatens to put you—and all your … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

Separated and Husband Filed Chapter 7: What’s Next?

September 19, 2024
Written by Christopher Migliaccio

Woman holding an image of an animated family in a house, ripped in half

As an attorney specializing in both family law and bankruptcy, I often encounter cases where financial issues intersect with marital problems. Elise had already let me know she was separated from her husband and might need representation if they were to decide to formally get divorced. Then an even … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Do I Have to Go to Court for Chapter 7? Key Insights

September 18, 2024
Written by Christopher Migliaccio

Chapter 7 Bankruptcy hearing paperwork with a gavel sitting on top of it

Sarah let out a frustrated sigh as she read the email. "Well, it's official — my 341 meeting with the bankruptcy trustee is scheduled for next week." "Oh man, do you have to actually go to the courthouse for that?" Emily asked with a concerned look. Sarah shook her head. "Thankfully, no. Since … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Can I Get a HELOC After Chapter 7 Discharge?

September 7, 2024
Written by Christopher Migliaccio

Miniature house and keys sitting on top of a pile of money

As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Chapter 7 Bankruptcy & Unemployment Overpayment in Texas

September 6, 2024
Written by Christopher Migliaccio

A man sits at a table in Texas, looking concerned and holding a phone to his ear. A speech bubble reads, "Chris, I've been overpaid on my unemployment insurance, and now I owe money. Can this debt be discharged in Chapter 7 bankruptcy?

Navigating Chapter 7 can be challenging, especially with debts from unemployment insurance overpayments. I recently helped my client Ron through this situation. Ron called me with his problem: “Chris, I need your help. I’ve been overpaid on my unemployment insurance, and now I owe a significant … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

What Is A Reaffirmation Agreement In A Chapter 7 Bankruptcy?

September 2, 2024
Written by Christopher Migliaccio

Distraught man with both hands on his head sitting by stacks of coins and a gavel on a soundblock

Filing for Chapter 7 bankruptcy can be a difficult decision. It’s important to understand the ins and outs of the process and what it means for your financial future. One of those considerations is what is a reaffirmation agreement in a chapter 7 bankruptcy? In a Chapter 7 bankruptcy, a … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

What is the Income Cut Off for Chapter 7

August 31, 2024
Written by Christopher Migliaccio

Federal court with a Texas flag, calculator, and star

Overwhelmed with debts? Financial stress can get extremely challenging. But there is a legal process to save you from all the struggle! Filing for Chapter 7 bankruptcy is one of the most common options to wipe off all your unsecured debts, including your personal debt, medical expenses, and … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

How Much Debt Do You Need to File Chapter 7 Bankruptcy?

August 12, 2024
Written by Christopher Migliaccio

Sandstone 'BANK' sign breaking up with cracks

Bankruptcy is a major financial decision that can provide relief from overwhelming debt. But it's not a choice to make lightly. Knowing the right time to file for bankruptcy is important. This helps ensure it works as intended and doesn't cause more problems.  At Warren & Migliaccio, we … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

Can I Keep My Paid Off Car in Chapter 7?

August 6, 2024
Written by Christopher Migliaccio

A man stands next to a parked car in a parking lot, holding a phone. A speech bubble indicates he's calling his lawyer for advice on protecting his car from liquidation.

"Ever since I lost my business during the pandemic, I’ve feared going down the road to bankruptcy. Of all the things I worried about, the one that kept troubling me most was a creditor coming for my car," Dale told his friend Ernie. “I get it, there’s something about a man’s car that makes it more … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is Co-Founding Partner and Managing Partner of Warren & Migliaccio, L.L.P., where along with Gary Warren he leads a team of attorneys serving Texas families since 2006. A graduate of Thomas M. Cooley School of Law with a B.A. in Accountancy, he oversees the firm's practice areas including debt defense, bankruptcy, divorce, child custody, and estate planning.

Licensed by the State Bar of Texas (#24053059 ✓), Christopher and his team serve clients statewide for debt defense and estate planning matters, while focusing on North Texas families for bankruptcy and family law cases. His unique financial background and nearly two decades of leadership enable him to ensure each client receives compassionate, strategic guidance. He is dedicated to protecting clients' rights and helping Texas families achieve financial stability and peace of mind.

If you have questions about this article, contact Christopher Migliaccio to discuss your situation.

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