As an attorney specializing in debt and bankruptcy law in Texas, I often encounter clients who are unaware of how the statute of limitations affects their debts. Mr. Erving was one such client, learning about it after receiving a lawsuit. On a rainy Tuesday afternoon, he called me, worried and … [Read more...]
Can Filing For Bankruptcy Stop a Civil Lawsuit In Texas? Get the Facts
It was late Friday afternoon when Mr. Jones called, panicked after receiving notice that a creditor was suing him for an unpaid debt. He was desperate to find a way to stop the lawsuit and regain control over his financial situation. As a bankruptcy attorney in Texas, I've helped many clients facing … [Read more...]
Does a Will Override a Trust? Understanding Legal Priorities
Crafting a comprehensive estate plan involves numerous crucial decisions. One question that often surfaces is, "does a will override a trust?" This inquiry arises because both wills and trusts serve as legal tools for guiding the distribution of assets after one's passing. However, they operate … [Read more...]
Can I Get a HELOC After Chapter 7 Discharge?
As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]
Chapter 7 Bankruptcy & Unemployment Overpayment in Texas
Navigating Chapter 7 can be challenging, especially with debts from unemployment insurance overpayments. I recently helped my client Ron through this situation. Ron called me with his problem: “Chris, I need your help. I’ve been overpaid on my unemployment insurance, and now I owe a significant … [Read more...]
What to Do if Autovest LLC Sues You for Debt Collection in Texas
Is Autovest LLC suing you for debt collection in Texas? If so, you may be stressed and confused. What is Autovest, and why is it suing you if you have never taken out a loan with it? Autovest LLC is a debt buyer that pursues unpaid auto loans. It might be suing you for an old debt purchased from an … [Read more...]
What Is A Reaffirmation Agreement In A Chapter 7 Bankruptcy?
Filing for Chapter 7 bankruptcy can be a difficult decision. It’s important to understand the ins and outs of the process and what it means for your financial future. One of those considerations is what is a reaffirmation agreement in a chapter 7 bankruptcy? In a Chapter 7 bankruptcy, a … [Read more...]
What is the Income Cut Off for Chapter 7
Overwhelmed with debts? Financial stress can get extremely challenging. But there is a legal process to save you from all the struggle! Filing for Chapter 7 bankruptcy is one of the most common options to wipe off all your unsecured debts, including your personal debt, medical expenses, and … [Read more...]
What to Do if Sued by Unifund CCR LLC in Texas
Receiving a lawsuit notice from Unifund CCR, LLC can be confusing and overwhelming, especially because you have likely never heard of it. Unifund CCR LLC is not a bank, creditor, or loan company with which you took out credit. So, what exactly is it, why is it suing you, and what can you do about … [Read more...]
The Advantages of Hiring a Divorce Lawyer in Texas | Warren & Migliaccio
When facing a divorce in Texas, hiring a divorce lawyer in Texas is essential to navigating the legal complexities of your situation. This challenging period requires the guidance of a knowledgeable advocate who can provide both comfort and clarity. Below are several compelling reasons why hiring a … [Read more...]
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