A Consumer Financial Protection Bureau study shows about 70 million Americans struggle with past-due debts. While you can draw consolation from the fact that you aren’t alone, having debt in collections can trigger unpleasant consequences, such as harassment by a debt collector. The harassment can be anxiety-inducing and stressful. The debt collectors or attorneys can… Read More
Is Moss Law Firm Suing You? Here’s What You Should Know
Your Options If Sued By A Credit Card Company
Some situations like debt are unavoidable, as they can save you in your hour of need. However, left unchecked, debt, such as that of a credit card, has repercussions and could land you in court. For a credit card company to reach the point of suing you, it will have exploited all other means of… Read More
The Statute of Limitations in Debt Lawsuits
Texas Laws Against Aggressive Debt Collection When it comes to debt collection, consumers have a variety of options to protect themselves against unlawful debt collectors. A 2019 law in Texas strengthened the rights of consumers against debt collection and maintained the state’s short statute of limitations. A statute of limitations is the amount of time… Read More
What To Do When Served A Lawsuit In Texas
The term, “being served,” means that a person has received legal documents, a lawsuit, or a subpoena, detailing a civil case in which that person served must appear. It is required by law that the plaintiff gives the defendant a legal notice before bringing them to court. But why does a person get served and how… Read More
What is a Writ of Garnishment and How Can You Stop It?
From corporate credit cards or small business loans, business debt can be difficult to manage. If it remains unpaid for long, businesses may face a serious problem: garnishment. Bank account garnishment is a legal process that helps a garnishee, often a bank, collect money from a debtor and give it to a creditor. Unfortunately, it… Read More
Who Are LVNV Funding, LLC And Why Are They Suing You?
These days, it is all too easy to find yourself in debt. The truth of the matter is that if you promised to pay, whether through revolving credit, promissory note, or by verbal agreement, you do legally owe the money. With the state of the world these days, it is easy to just want to… Read More
How to Deal With a Default Judgment
Have you recently lost a case as a debtor, but have no way to pay it without ruining yourself financially? Many creditors are simply looking to gain money, and they often don’t expect you to have any way to defend yourself in court, but don’t fret, there are ways to help get you out of… Read More
Can You Declare Bankruptcy to Escape a Credit Card Lawsuit in Texas?
Facing a lawsuit for unpaid credit card debts is stressful enough to wipe away your peace of mind and disrupt your life. The resulting garnishing of bank accounts and seizing non-exempt assets can bring your financial life to a standstill or set it in a dooming downward spiral. However, the Federal bankruptcy code provides a way out if… Read More
How Discharged Debts in Bankruptcy Appear on Your Credit Report
For many people, going through bankruptcy is the most practical decision to deal with unmanageable debts. Medical bills, vehicle accidents, and financial emergencies in your family can all cause the need to file bankruptcy rather than be held to debts that are impractical, maybe impossible, to pay at your level of income. When you file… Read More
8 of the Best Defenses to Creditor Lawsuits
If you’re faced with a lawsuit from one or more of your creditors, then you’ll want to mount the best possible defense. In this article, we’ll discuss what does not constitute a valid legal defense and 8 legally valid defenses that can help you win your case. What is Not an Acceptable Legal Defense? There are several reasons why… Read More
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