One of the most common reasons people are sued is because of unpaid debt. If you do not pay money debt that you have incurred, the original creditor or a company that it sold the debt to may have the option to file a lawsuit against you. However, these types of lawsuits can be complex,… Read More
What to Do If You Are Sued by Midland Funding
Bankruptcy: Does Declaring This Discharge Credit Card Debt in Texas?
For consumers who are looking for debt relief, filing for bankruptcy could be the best way to discharge credit card debt and start over with a clean slate. When considering filing for bankruptcy, consumers should decide which type to file based on their specific situation. This article looks at the differences between Chapters 7 and… Read More
Credit Card Debt: Guide to Responding to Court Summons
If you have been served with a credit card debt summon, you are probably wondering how to respond. The summons may have been initiated by a legitimate credit card company or an aggressive junk debt buyer. Whatever the case, you need to make a legally sound response to avoid trouble with the courts. 1. Review… Read More
Is It Possible To Be “Judgment Proof?”
The phrase “judgment proof” often comes up in relation to bankruptcy and court orders. What does it mean to be “judgment proof?” Is it even possible? What Does Judgment Proof Mean? The common definition of “judgment proof” is either you are too broke to pay off the debt, or you only have income and assets… Read More
Credit Card Company Sues You: First 3 Steps
Being served with a lawsuit for debt is a startling and scary experience. Whether you’ve been served by a credit card company or a debt-buyer, you should not delay seeking counsel. Doing so could result in a default judgment against you. This is a grim prospect. Fortunately, you can avoid it by taking three simple steps. Step… Read More
The Top Five Need-to-Know Concepts for Spousal Maintenance in Texas
What determines spousal maintenance in Texas when it comes to divorce? While divorce is something known by all, the specifics of what controls different payments and conditions is rather complex and known by few. Do you feel overwhelmed by the potential for or process of divorce? If so, you aren’t alone. For many people, the… Read More
Bankruptcy: 4 Basic Steps
Whether you file for protection under Chapter 7 or Chapter 13, the bankruptcy process includes four steps: Preparation Filing 341 Meeting Discharge 1. Preparation Your attorney will tell you precisely what information and documentation you must prepare before he can initiate your paperwork. You will need to show proof of all household income. You will… Read More
How Mediation Works
In their mind’s eye, many people think that mediation resembles the opening scene from the movie “Wedding Crashers”. However, although this scene is very funny, it is very far from the truth. A mediator typically is a well-respected attorney, who has been practicing family law for many years. Many mediators are former judges. Most are very accomplished… Read More
5 Signs That Bankruptcy May Be Warranted
Your debts have been growing for some time and you’ve been fighting the good fight in an effort to keep up with them. How do you decide when it’s time to seek relief under federal bankruptcy protection? Here are five signs that bankruptcy might be a wise option. You’re using credit cards to make ends… Read More
Divorcing an Alcoholic Spouse in Dallas, Texas
Alcohol is one of the reasons why couples get a divorce. While most spouses try to help their wife or husband with their alcoholism, there’s sometimes not much they can do. Alcoholism can take over and make it difficult to live with an alcoholic. Divorcing an Alcoholic Spouse Before you decide to divorce your alcoholic… Read More
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