Warren & Migliaccio, L.L.P.

Texas Family, Estate and Debt Relief Attorneys

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  • Our Team
    • Gary Warren
    • Christopher Migliaccio
    • Jonathan Frederick
    • Dan Varkey
    • Traci Diamond
    • Sabah Hafiz
    • David Lane
    • Morgan Gill
    • Brandon Beuerlein
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  • Bankruptcy
    • Why Meet with Us?
    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy
    • Debt Resolution
    • Benefits of Bankruptcy
      • Stop Creditor Harrassment
      • Keep Your Property
      • Stop Foreclosure
      • Eliminate Credit Card Debt
      • Repair Your Credit Score
    • Bankruptcy Myths Debunked
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    • Tax Debt
    • Wage Garnishment
    • Bankruptcy Video Center
    • FREE Bankruptcy E-Book
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    • Being Sued by Debt Collector? What you need to Know.
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    • Is it possible to be Judgment Proof?
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    • Divorce Timeline and Roadmap
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      • Child Support: The Details You Should Know
    • Contested Divorce
    • Spousal Maintenance and Support
    • FREE Divorce E-Book
    • Military Divorce
  • Estate Planning
    • Last Wills and Testaments
    • 9 Reasons You Need a Revocable Living Trust in Texas
    • Making and Funding a Living Trust in Texas
    • Is It Time to Update Your Estate Plan?
    • Dying without a Will
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Chapter 13 Bankruptcy Lawyer

We focus on US bankruptcy code and how Chapter 13 bankruptcy will impact you.

According to US bankruptcy code, chapter 13 bankruptcy works as a repayment plan based on your budget. When financial situations beyond your control have caused you to consider bankruptcy, don’t buy into all the alarming Chapter 13 bankruptcy stories you may have heard. Consulting with an attorney best suited to your case is the first step in understanding whether this financial option is best for you.

Benefits of Chapter 13 Bankruptcy

During your consultation, we’ll review your situation and whether it’s ideal for Chapter 13 bankruptcy. If you have a steady income and are behind on car and/or mortgage payments, this form of bankruptcy may be best.

Other benefits to Chapter 13 bankruptcy under US bankruptcy code may include: 

  • it stops home foreclosure
  • it allows you to keep your home (even if you’re behind on the mortgage and gives you 3 to 5 years to catch up on your mortgage default)
  • it stops repossessions
  • it allows you to keep your car (even if you’re behind on payments and in some cases, pay the market value rather than actual amount you owe)
  • it allows you to pay your non-dischargeable tax debts (with no further interest or penalties)
  • it consolidates your debts into one manageable and affordable payment (with no direct contact with creditors while under Chapter 13 protection)
  • it allows you to keep your valuable non-exempt property
  • it allows interest rates on certain loans to be reduced and payment term on most debts to be extended during the 3- to 5-year bankruptcy plan.

 

 

Contact Us For Legal Help Today

Call (972) 684-5051 or (214) 974-3965 or click here to submit a consultation request form now.

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Understanding Chapter 13 Bankruptcy

Gone are the Chapter 13 bankruptcy stories that tell of debtors selling their homes and possessions to discharge their debts. After consulting with law firms in Dallas and selecting our attorneys to assist you, you’ll quickly learn there are other options.

The attorneys at our Richardson office can help you file a petition for bankruptcy and propose a payment plan. The purpose of the 3- to 5-year payment plan is to use any money remaining after reasonable, court-approved expenses are deducted to pay for your debts. Once you’ve fulfilled the payment plan, you don’t have to pay any remaining dischargeable debt.

Not all Law Firms in Dallas Understand US Bankruptcy Code — We Do

At Warren & Migliaccio, our goal is to protect you and your family so that you can take the necessary steps to proactively plan for your future. When financial circumstances outside of your control threaten your wellbeing, take control of your situation by contacting our Dallas law firm. We’ll guide you through the legal process so you can make informed decisions and choose the best course of action. If a personalized, teamwork-driven approach sounds like what you need for your case, call (888) 584-9614 today. We’re here to help.

 

How To Get Out Of Debt, Keep The House, Car, Retirement Savings, And Finally Get A Fresh Start!

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Schedule a Free Consultation

If you need to speak with an attorney at Warren & Migliaccio, L.L.P.  submit our contact form or call to schedule a free consultation. We’re happy to meet at your convenience. Contact our firm today for legal counsel from experienced attorneys.

Bankruptcy

  • Chapter 7 Bankruptcy Attorney
  • Bankruptcy Video Center
  • Credit Restoration after Bankruptcy
  • Chapter 13 Bankruptcy Lawyer
  • Eliminate Credit Card Debt
  • Download Your Texas Bankruptcy Guide
  • Download Our Guide to Rebuilding Your Life After Bankruptcy
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