Warren & Migliaccio, L.L.P.

Dallas Family, Bankruptcy and Personal Injury Lawyers

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    • Richardson Office
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Chapter 13 Bankruptcy Lawyer

We focus on US bankruptcy code and how Chapter 13 bankruptcy will impact you.

According to US bankruptcy code, chapter 13 bankruptcy works as a repayment plan based on your budget. When financial situations beyond your control have caused you to consider bankruptcy, don’t buy into all the alarming Chapter 13 bankruptcy stories you may have heard. Consulting with an attorney best suited to your case is the first step in understanding whether this financial option is best for you.

Benefits of Chapter 13 Bankruptcy

During your consultation, we’ll review your situation and whether it’s ideal for Chapter 13 bankruptcy. If you have a steady income and are behind on car and/or mortgage payments, this form of bankruptcy may be best.

Other benefits to Chapter 13 bankruptcy under US bankruptcy code may include: 

  • it stops home foreclosure
  • it allows you to keep your home (even if you’re behind on the mortgage and gives you 3 to 5 years to catch up on your mortgage default)
  • it stops repossessions
  • it allows you to keep your car (even if you’re behind on payments and in some cases, pay the market value rather than actual amount you owe)
  • it allows you to pay your non-dischargeable tax debts (with no further interest or penalties)
  • it consolidates your debts into one manageable and affordable payment (with no direct contact with creditors while under Chapter 13 protection)
  • it allows you to keep your valuable non-exempt property
  • it allows interest rates on certain loans to be reduced and payment term on most debts to be extended during the 3- to 5-year bankruptcy plan.

Understanding Chapter 13 Bankruptcy

Gone are the Chapter 13 bankruptcy stories that tell of debtors selling their homes and possessions to discharge their debts. After consulting with law firms in Dallas and selecting our attorneys to assist you, you’ll quickly learn there are other options.

The attorneys at our Richardson office can help you file a petition for bankruptcy and propose a payment plan. The purpose of the 3- to 5-year payment plan is to use any money remaining after reasonable, court-approved expenses are deducted to pay for your debts. Once you’ve fulfilled the payment plan, you don’t have to pay any remaining dischargeable debt.

Not all Law Firms in Dallas Understand US Bankruptcy Code — We Do

At Warren & Migliaccio, our goal is to protect you and your family so that you can take the necessary steps to proactively plan for your future. When financial circumstances outside of your control threaten your wellbeing, take control of your situation by contacting our Dallas law firm. We’ll guide you through the legal process so you can make informed decisions and choose the best course of action. If a personalized, teamwork-driven approach sounds like what you need for your case, call (888) 584-9614 today. We’re here to help.

Bankruptcy

  • Chapter 7 Bankruptcy Attorney
  • Debt Resolution
  • Bankruptcy Video Center
  • Credit Restoration after Bankruptcy
  • Chapter 13 Bankruptcy Lawyer
  • Eliminate Credit Card Debt
  • Download Your Texas Bankruptcy Guide
  • Download Our Guide to Rebuilding Your Life After Bankruptcy
  • Why Meet With Chris?

Contact Us For Free Initial Consultation





Locations

Richardson/Plano Office

3600 Shire Blvd #205
Richardson, Texas 75082

(972) 600-2680

Dallas Office

10440 N Central Expy #800
Dallas Texas 75231

(214) 556-1038

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Google Rating
4.7
Warren & Migliaccio, L.L.P.
Warren & Migliaccio, L.L.P.
4.7
Angela MyLife
Angela MyLife
15:02 07 Jun 17
We worked with Chris and other staff. Chris from the start really worked with us as we were unsure what to do next and what was the best option for us. Chris spent a great deal of time with me on the phone, over email as well as meeting with my husband and I in his office. It can be scary to have the unknowns as we did and he really helped. When dealing with things you just don't know about you have to find someone you can trust to lean on and let them handle it; you can't be an expert on everything. The staff were so helpful and there was never a question on what we needed to get them or needed to do during the process. We were prepared 100% for what was to come and even months after the staff was quick to follow up to make sure that we did not have any questions or have anyone contacting us. They even helped figure out the 'what next' and 'where to go from here' that comes up. I would recommend them to anyone finding themselves facing financial struggle and trying to decide what to do. They give a free consultation over the phone or in the office; worth the call to find out your options.
Emma Radcliff
Emma Radcliff
21:41 02 Jul 16
I recommend Warren and Migliaccio to anyone who like myself, had no idea of what to do next. They were open and honest to me about my bankruptcy. They took time and explained the whole process to me beforehand. I was treated I'm sure, as their more prominent clients even though I'm a single senior with a limited income. They helped me maintain my dignity and I'm sure my sanity too.
Richard Parker
Richard Parker
23:23 27 Jun 16
I worked with Chris Migliaccio to resolve a debt matter. He is a professional and knowledgeable attorney that was easy to work with. He has excellent negotiation skills. I highly recommend him.
Jodi Wiethorn
Jodi Wiethorn
14:54 15 Oct 15
I would strongly recommend anyone needing a family law attorney use this office. The staff is so friendly, helpful, and knowledgeable. Gary Warren and Ryan Bauerle were the ones that helped me with a very rough child custody case and they were absolutely amazing. They are very nice guys but they will fight for you!!! I am truly happy that I used them for the case, I could not have asked for a better attorney! Ryan helped me and my husband so much and explained everything so well to us! I can't thank them enough for all they did for me and my family! So anyone please take my advice, if you need a family law attorney give Ryan a call!!!
Sandy Thomas
Sandy Thomas
01:17 03 Feb 15
Everyone in this attorney's office was wonderful! We had one matter that we needed assistance with last year, but they were not able to assist us with it, however Christopher Migliaccio was kind enough to provide us with a list of attorneys who would be able to help. Over the last couple of weeks, we decided to update our wills and powers of attorney and it could not have been any easier to do. They made it so we only had to make one trip to their office to take care of everything. If we need anything else, I would be most happy to do business with them again!
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Yelp Rating
4.5
Warren and Migliaccio, LLP
Warren and Migliaccio, LLP
4.5
Angela H.
Angela H.
2015-07-13 09:17:49
They work with the little man. Mrs. Doss is very kind and understanding. She gives her all. Mr. Chris loves helping others and does his job to ensure...
Maria R.
Maria R.
2014-06-12 09:05:00
I searched for a local attorney on Google to prepare some Estate Planning documents and I came across Warren and Migliaccio, LLP. I called the number...
Lauren A.
Lauren A.
2014-07-28 14:15:41
Ryan Bauerle, and everyone at Warren & Migliaccio are top tier attorneys. Ryan is expedient, professional, courteous, and when the situation warrants, a...
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