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You are here: Home / Archives for Bankruptcy / Chapter 7 Bankruptcy

How Two Non-Bankruptcy Attys Won A Rare Ch. 7 Jury Trial | Warren & Migliaccio

August 2, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

A pair of Boston-based attorneys from Davis Malm, Christopher Marino and Gary Matsko, achieved a rare victory in a bankruptcy-related jury trial. Despite not specializing in bankruptcy law, they successfully defended Arthur Demoulas, a majority shareholder in W.J. Bradley Mortgage Capital LLC, … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

5 expert-driven tips for paying off $30,000 in credit card debt | Warren & Migliaccio

July 9, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

There are a few ways to pay off $30,000 (or more) in credit card debt, experts say. Getty Images Over the last couple of years, issues with persistent inflation have sparked an increase in the price of … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

Filing Chapter 7: What Happens to My Cosigner?

August 3, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Man at desk looking at computer with his hand over his face

Facing Chapter 7 bankruptcy is tough, not just for you but also for those tied to your financial journey. One critical concern many have is what happens to my cosigner if I file chapter 7. In this piece, we're setting out to help you understand Chapter 7 bankruptcy and its impact on your cosigners, … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

More student loan borrowers are getting relief through bankruptcy after Biden policy change | Warren & Migliaccio

July 18, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

By Katie Lobosco, CNN Washington (CNN) — More student loan borrows have successfully received debt relief through bankruptcy after the Biden administration implemented a new policy to make the process easier nearly two years ago, according to data released by the Department of Justice Wednesday. A … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

What Is A Reaffirmation Agreement In A Chapter 7 Bankruptcy?

September 2, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Distraught man with both hands on his head sitting by stacks of coins and a gavel on a soundblock

Filing for Chapter 7 bankruptcy can be a difficult decision. It’s important to understand the ins and outs of the process and what it means for your financial future. One of those considerations is what is a reaffirmation agreement in a chapter 7 bankruptcy? In a Chapter 7 bankruptcy, a … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

How Much Debt Do You Need to File Chapter 7 Bankruptcy?

August 12, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Sandstone 'BANK' sign breaking up with cracks

Bankruptcy is a major financial decision that can provide relief from overwhelming debt. But it's not a choice to make lightly. Knowing the right time to file for bankruptcy is important. This helps ensure it works as intended and doesn't cause more problems.  At Warren & Migliaccio, we … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

When to Stop Using Credit Cards Before Filing Chapter 7

October 9, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Two credit cards with a gavel next to them

As a local bankruptcy lawyer here in Texas, clients often call me with questions about the Chapter 7 filing process. But sometimes, they call me eager to share their own ideas as well. Pete was one of them. “Hi Chris,” Pete began, excited. “I know we might file for bankruptcy next month if … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

Protecting Disability Benefits in Chapter 7 Bankruptcy: A Texas Guide

September 27, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Sign that says "Disability Insurance" next to a pile of $100 bills and a stethoscope

Have you ever found yourself in the midst of a financial storm, hoping and praying for a life raft? Yes, we’re talking about the perfect storm–bankruptcy. Going through a bankruptcy might feel like you’re stranded in open seas amidst a never-ending storm that threatens to put you—and all your … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

Could a zombie mortgage put you at risk of foreclosure? Long-forgotten debt is coming back to haunt homeowners. | Warren & Migliaccio

July 24, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Chart from Taylor Johnston/CBS News about performance of 2nd lien home equity loans

Jose Arzate once dreamed of a peaceful retirement in a quiet neighborhood in his hometown. A 24-year veteran of the county probation office, Arzate thought he had achieved the American Dream when he purchased a three-bedroom ranch house in Santa Maria, California, 20 years ago. "As an immigrant, you … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

Is Chapter 7 Bankruptcy Different From State To State?

August 14, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

The globe with the USA highlighted like an American flag

Chapter 7 bankruptcy offers a way to discharge most of your debts quickly. However, you might wonder if Chapter 7 bankruptcy differs from state to state. Understanding these differences can help you determine the best path for your financial situation. Let’s explore how Chapter 7 varies by state and … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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