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You are here: Home / Archives for Bankruptcy Tag

What Is Zombie Debt? A Complete Guide to Understanding and Handling Old Debts

May 30, 2025
Written by Christopher Migliaccio | Last updated on July 15, 2025

zombie debt killing the man

As an experienced debt defense attorney here in Texas, I’ve received many calls from clients about a debt they thought was long dead but then suddenly resurfaces and comes back to life. Lydia’s a perfect example. “Chris, I’m getting these terrible flashbacks to when I was dealing with … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: Bankruptcy Tag, credit card attorney, Credit Card Debt, debt defense attorney

What To Do When a Collection Agency Threatening to Sue In Texas

April 23, 2025
Written by Christopher Migliaccio | Last updated on July 14, 2025

The image contains the inscription Collection Agency on a notebook sheet

Is a collection agency threatening to sue you? This can be stressful, but taking the right steps can help. This article covers how to verify the debt, respond appropriately, and understand your legal rights and protections. Key Takeaways Verify any debt collection claim quickly by … [Read more...]

Categories: Debt Lawsuits Tagged: Bankruptcy Tag, collection agency, Credit Card Debt, debt collection

How Two Non-Bankruptcy Attys Won A Rare Ch. 7 Jury Trial | Warren & Migliaccio

August 2, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

A pair of Boston-based attorneys from Davis Malm, Christopher Marino and Gary Matsko, achieved a rare victory in a bankruptcy-related jury trial. Despite not specializing in bankruptcy law, they successfully defended Arthur Demoulas, a majority shareholder in W.J. Bradley Mortgage Capital LLC, … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

5 expert-driven tips for paying off $30,000 in credit card debt | Warren & Migliaccio

July 9, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

There are a few ways to pay off $30,000 (or more) in credit card debt, experts say. Getty Images Over the last couple of years, issues with persistent inflation have sparked an increase in the price of … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

Filing Chapter 7: What Happens to My Cosigner?

August 3, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Man at desk looking at computer with his hand over his face

Facing Chapter 7 bankruptcy is tough, not just for you but also for those tied to your financial journey. One critical concern many have is what happens to my cosigner if I file chapter 7. In this piece, we're setting out to help you understand Chapter 7 bankruptcy and its impact on your cosigners, … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

What is the Income Cut Off for Chapter 7

August 31, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Federal court with a Texas flag, calculator, and star

Overwhelmed with debts? Financial stress can get extremely challenging. But there is a legal process to save you from all the struggle! Filing for Chapter 7 bankruptcy is one of the most common options to wipe off all your unsecured debts, including your personal debt, medical expenses, and … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

What Are the Impacts of Parental Alienation in Texas Custody Battles? | Warren & Migliaccio

July 7, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Mother smiling with child on her back

In the world of family law, where emotions run high and the stakes are even greater, an issue that stands out beyond the rest as incredibly toxic is parental alienation. It’s an insidious behavior that can wreak havoc not only within Texas child custody cases but on the emotional well-being of all … [Read more...]

Categories: Child Custody, Divorce Tagged: Bankruptcy Tag

Chapter 7 Income Taxes Answers: Maximize Your Tax Refund in Bankruptcy Guide

February 1, 2025
Written by Christopher Migliaccio | Last updated on July 3, 2025

Desk with a computer that has a tax return pulled up on it

As a Texas bankruptcy attorney I’ve worked with many people like Alex, a self employed entrepreneur who was drowning in debt. Alex ran a successful online business for years until the market tanked and he was struggling to stay in business. When he came to me for help with filing Chapter 7 … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

What Documents Do I Need to File for Bankruptcies In Texas?

March 26, 2025
Written by Christopher Migliaccio | Last updated on July 3, 2025

Paper that says "Petition to file for Bankruptcy" with a gavel sitting on it

So you’re getting ready to file for bankruptcy? You’ll need to get specific documents to make the process go smoothly. These include personal identification, financial records, and legal and property documents. This guide covers everything you need to know about “what documents do I need to file for … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, debt

Understanding Property Exemptions in Bankruptcy

April 10, 2013
Written by Christopher Migliaccio Leave a Comment | Last updated on July 3, 2025

Key in a door with a house keychain attached

When you’re facing bankruptcy in Texas, you may wonder how much – if any – of your property you may be able to keep. The answer depends on your individual case and the laws of your state. In a bankruptcy, much of a person’s property may become property of the bankruptcy estate and used to pay off … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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