The B-Word Regardless of scale and industry, there is one b-word that no company doesn’t want to be associated with. Bankruptcy is an experience that leaves businesses trauma on multiple levels. All of a sudden, uncertainty becomes the norm. Workers are thrust into unemployment, unsure if they can manage to find another job before the… Read More
Can You Declare Bankruptcy to Escape a Credit Card Lawsuit in Texas?
Facing a lawsuit for unpaid credit card debts is stressful enough to wipe away your peace of mind and disrupt your life. The resulting garnishing of bank accounts and seizing non-exempt assets can bring your financial life to a standstill or set it in a dooming downward spiral. However, the Federal bankruptcy code provides a way out if… Read More
How Discharged Debts in Bankruptcy Appear on Your Credit Report
For many people, going through bankruptcy is the most practical decision to deal with unmanageable debts. Medical bills, vehicle accidents, and financial emergencies in your family can all cause the need to file bankruptcy rather than be held to debts that are impractical, maybe impossible, to pay at your level of income. When you file… Read More
The Ultimate Guide to Bankruptcy in Texas
If debt is overwhelming you and you are looking for a debt relief solution, filing bankruptcy might be right for you. Bankruptcy gives you a fresh financial start and allows you to resolve your debt in an efficient manner. The bankruptcy attorneys at Warren & Migliaccio can help guide you through the bankruptcy process and… Read More
Bankruptcy: Does Declaring This Discharge Credit Card Debt in Texas?
For consumers who are looking for debt relief, filing for bankruptcy could be the best way to discharge credit card debt and start over with a clean slate. When considering filing for bankruptcy, consumers should decide which type to file based on their specific situation. This article looks at the differences between Chapters 7 and… Read More
Pros & Cons of Filing Chapter 7 Bankruptcy
Chapter 7 bankruptcy can help liquidate many of your assets, but not everyone qualifies. There are pros and cons of filing that should be considered by those who are considering declaring bankruptcy. The following are some of the pros of filing Chapter 7 bankruptcy: the process takes a few months; credit can be rebuilt; it… Read More
10 Considerations Before Deciding to File Bankruptcy
Before deciding to file bankruptcy, look into the benefits and disadvantages that it may bring. Talking with a bankruptcy lawyer first can help guide you in making a decision that is right for you. 10 Considerations When Contemplating Bankruptcy If you are considering filing for bankruptcy, consider: not all debt may be discharged; there is… Read More
Live a Smart & Happy Life Post-Bankruptcy
If you’re filing for bankruptcy, you can use it as a springboard for a better, happier life. But that means making smart financial choices after the filing process is over. Tips for Post-Bankruptcy Life People who file for bankruptcy no longer are viewed as being branded financially untrustworthy; that stigma is dying. “The purpose of… Read More
7 Things Bankruptcy Can Do for You
Bankruptcy cannot solve all your financial problems, but there is much to be said about how much stress it can relieve when you feel like you’re being crushed under the weight of financial pressures. The Benefits of Bankruptcy First, let’s be clear what bankruptcy cannot do: It can’t instantly make you into a smart spender;… Read More
Getting a Secured Credit Card after Bankruptcy
A secured credit card is a relatively safe and effective tool for establishing credit after filing for bankruptcy. Like anything, there are risks and rewards associated with getting a secured credit card. On the one hand, using a secured credit card can demonstrate responsibility to the credit bureaus. Conversely, missing just one payment can sideline… Read More
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