Facing a court summons for credit card debt can feel overwhelming. As Christopher Migliaccio, an attorney and co-founder of Warren & Migliaccio, L.L.P., I have seen countless individuals struggle with this situation. Understanding how to respond effectively is crucial. Many people fear the legal … [Read more...]
What Is Zombie Debt? A Complete Guide to Understanding and Handling Old Debts
As an experienced debt defense attorney here in Texas, I’ve received many calls from clients about a debt they thought was long dead but then suddenly resurfaces and comes back to life. Lydia’s a perfect example. “Chris, I’m getting these terrible flashbacks to when I was dealing with … [Read more...]
Can a Credit Card Company Sue You? Know Your Rights in Texas
As a debt defense attorney here in Texas, I’ve seen clients suddenly realize that a credit card company can sue them if they miss their payments. Laura didn’t know this could happen until she learned that a credit card company was suing her friend. Worried about her own debt, Laura wondered if a … [Read more...]
What To Do When a Collection Agency Threatening to Sue In Texas
Is a collection agency threatening to sue you? This can be stressful, but taking the right steps can help. This article covers how to verify the debt, respond appropriately, and understand your legal rights and protections. Key Takeaways Verify any debt collection claim quickly by … [Read more...]
What Happens If You Ignore a Lawsuit? A Guide
Facing a lawsuit can be scary. Many people wonder what happens if you ignore a lawsuit, hoping it will just disappear. Ignoring a debt collection lawsuit can lead to serious financial trouble. This post covers what happens if you ignore a lawsuit, focusing on debt collection cases. A lawsuit … [Read more...]
Facing Credit Card Debt in Texas? What an Attorney Can Do for You!
As a debt defense attorney here in Texas, many of my clients start off hesitant to see if I can help them get out from under their overwhelming credit card debt. Often when they eventually call, they all but tell me they didn’t want to talk to me about it. My interaction with Emma illustrates the … [Read more...]
What to Do if Sued in Texas by Bank of America, N.A.
Bank of America, N.A., also known as BoA or BofA, is one of the biggest banks in the United States, incorporated in North Carolina. It is also a credit card company. If you have been served with a Bank of America lawsuit, we understand that you may be stressed and uncertain about what to do now. If … [Read more...]
