As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]
Chapter 7 Bankruptcy & Unemployment Overpayment in Texas
Navigating Chapter 7 can be challenging, especially with debts from unemployment insurance overpayments. I recently helped my client Ron through this situation. Ron called me with his problem: “Chris, I need your help. I’ve been overpaid on my unemployment insurance, and now I owe a significant … [Read more...]
What is the Income Cut Off for Chapter 7
Overwhelmed with debts? Financial stress can get extremely challenging. But there is a legal process to save you from all the struggle! Filing for Chapter 7 bankruptcy is one of the most common options to wipe off all your unsecured debts, including your personal debt, medical expenses, and … [Read more...]
Are Student Loans Forgiven When You File for Bankruptcy?
Filing for bankruptcy is often seen as a last resort for those struggling with overwhelming debt. However, one of the most common questions clients ask when considering this step is whether their student loans can be forgiven. As an attorney who has represented thousands of clients through Chapter 7 … [Read more...]
How Does Filing for Bankruptcy Affect Your Credit Score?
Filing for bankruptcy is a significant financial decision, one that comes with both immediate relief and long-term consequences, particularly concerning your credit score. As an attorney who has guided thousands of clients through Chapter 7 and Chapter 13 bankruptcies, I understand the anxiety and … [Read more...]
How much debt should you have before considering bankruptcy?
Bankruptcy is a significant financial decision that can offer relief from overwhelming debt, but it's not a choice to be made lightly. Understanding the right time to file for bankruptcy is crucial for ensuring that it serves its intended purpose effectively and does not lead to additional … [Read more...]
When Will Chapter 7 Be Discharged: Timeline & Process Explained
As an attorney focusing on bankruptcy law here in Texas, receiving calls from people who are feeling significant financial stress is a common occurrence. Jerry was a hardworking Texan who found himself drowning in debt after a series of unfortunate events. He was worried about the length of the … [Read more...]
If I file for Chapter 7 Bankruptcy, could I lose my house?
Filing for bankruptcy can be a significant and complex decision, impacting various aspects of your financial life, including your home. As an attorney specializing in bankruptcy law at Warren & Migliaccio, L.L.P., I understand the critical importance of navigating these waters … [Read more...]
Aztec Fund Files For Ch. 11 With $100M In Liabilities | Warren & Migliaccio
Texas Bankruptcy Court Sees Filing with Over $100 Million in Liabilities Aztec Fund Holding Inc., a Mexico City-based company that invests in U.S. commercial real estate, has filed for Chapter 11 protection in the U.S. Bankruptcy Court for the Southern District of Texas. The filing, which occurred … [Read more...]
How Much Debt Do I Have to Repay When I File for Chapter 13 Bankruptcy?
When you're facing overwhelming debt, the prospect of filing for bankruptcy can seem like a daunting decision. However, understanding how Chapter 13 bankruptcy works—and how much debt you'll actually have to repay—can provide some clarity and relief. As an attorney with years of experience guiding … [Read more...]
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