The B-Word Regardless of scale and industry, there is one b-word that no company doesn’t want to be associated with. Bankruptcy is an experience that leaves businesses trauma on multiple levels. All of a sudden, uncertainty becomes the norm. Workers are thrust into unemployment, unsure if they can manage to find another job before the… Read More
Online Romance Scams and How Bankruptcy Can Help
Online Romance Scams – Use Bankruptcy to Protect Yourself from Financial Ruin Many people turn to social media or dating sites to meet their potential partners due to the convenience these platforms offer. For some, the worst comes to pass when they get tricked into sending their hard-earned cash to scammers. There has been an… Read More
Decrease Stress By Filing Bankruptcy
It probably goes without saying that simply knowing we have lingering debts can affect how we go about our daily lives. Feeling the weight of debts on our shoulders every single day can feel like too much to bear at times. Is our financial future going to be secure? Are there things we could be… Read More
Should I Get a Home Loan Modification?
Since March 2020, millions of homeowners applied for and received forbearance on their mortgage. However, this relief has expired, along with lenders’ patience. Now, thousands of dollars that were not paid during the pandemic are now due to mortgage service providers. Home loan modification is the solution for some homeowners, but is it right for… Read More
How to Deal With a Default Judgment
Have you recently lost a case as a debtor, but have no way to pay it without ruining yourself financially? Many creditors are simply looking to gain money, and they often don’t expect you to have any way to defend yourself in court, but don’t fret, there are ways to help get you out of… Read More
Can You Declare Bankruptcy to Escape a Credit Card Lawsuit in Texas?
Facing a lawsuit for unpaid credit card debts is stressful enough to wipe away your peace of mind and disrupt your life. The resulting garnishing of bank accounts and seizing non-exempt assets can bring your financial life to a standstill or set it in a dooming downward spiral. However, the Federal bankruptcy code provides a way out if… Read More
How Discharged Debts in Bankruptcy Appear on Your Credit Report
For many people, going through bankruptcy is the most practical decision to deal with unmanageable debts. Medical bills, vehicle accidents, and financial emergencies in your family can all cause the need to file bankruptcy rather than be held to debts that are impractical, maybe impossible, to pay at your level of income. When you file… Read More
The Ultimate Guide to Bankruptcy in Texas
If debt is overwhelming you and you are looking for a debt relief solution, filing bankruptcy might be right for you. Bankruptcy gives you a fresh financial start and allows you to resolve your debt in an efficient manner. The bankruptcy attorneys at Warren & Migliaccio can help guide you through the bankruptcy process and… Read More
Bankruptcy: Does Declaring This Discharge Credit Card Debt in Texas?
For consumers who are looking for debt relief, filing for bankruptcy could be the best way to discharge credit card debt and start over with a clean slate. When considering filing for bankruptcy, consumers should decide which type to file based on their specific situation. This article looks at the differences between Chapters 7 and… Read More
Is It Possible To Be “Judgment Proof?”
The phrase “judgment proof” often comes up in relation to bankruptcy and court orders. What does it mean to be “judgment proof?” Is it even possible? What Does Judgment Proof Mean? The common definition of “judgment proof” is either you are too broke to pay off the debt, or you only have income and assets… Read More
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