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You are here: Home / Archives for Chapter 13 Bankruptcy

Can I Exclude a Credit Card from Chapter 7 Bankruptcy? Here’s What You Need to Know

March 29, 2025
Written by Christopher Migliaccio

Bankruptcy Chapter 7 documents in the hands.

If you’ve ever wondered whether you could keep a credit card out of a chapter 7 bankruptcy to preserve your credit line, you’re not alone. Many people facing overwhelming debt hope to keep at least one credit card as a backup. However, can I exclude a credit card from Chapter 7 bankruptcy? The short … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy, bankruptcy law, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, credit card bankruptcy

What Documents Do I Need to File for Bankruptcies In Texas?

March 26, 2025
Written by Christopher Migliaccio

So you’re getting ready to file for bankruptcy? You’ll need to get specific documents to make the process go smoothly. These include personal identification, financial records, and legal and property documents. This guide covers everything you need to know about “what documents do I need to file for … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, debt

Pros and Cons of Filing Bankruptcy in Texas

November 18, 2024
Written by Christopher Migliaccio Leave a Comment

Infographic titled 'Top 3 Pros and Cons of Declaring Bankruptcy in Texas' showing benefits like immediate relief from creditors and cons like negative impact on credit score with relevant icons and text, tailored for Dallas residents.

Filing for bankruptcy is one of the most challenging decisions a person can make. If you're struggling with overwhelming debt, it's important to carefully weigh the pros and cons of filing bankruptcy. Bankruptcy laws are complex and can have long-term financial and personal consequences. As a … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

What Is the Difference Between Chapter 7 and Chapter 13 Bankruptcy in Texas?

September 26, 2023
Written by Christopher Migliaccio

Petition to file for bankruptcy papers spread across a blue surface

The two most common types of personal bankruptcy are Chapter 7 and Chapter 13. As Texas bankruptcy attorneys, a common question we receive is, "What is the difference between Chapter 7 and Chapter 13 bankruptcy in Texas?" Though both Chapter 7 and Chapter 13 bankruptcy can help you get a fresh … [Read more...]

Categories: Bankruptcy Tagged: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

Consequences of Hiding an Inheritance in Bankruptcy

March 27, 2013
Written by Christopher Migliaccio Leave a Comment

Hiding inheritance in bankruptcy – or hiding any asset for that matter – is one of the bad decisions people may make when they are going through the bankruptcy process. Always follow Texas bankruptcy laws, and come to Plano bankruptcy attorneys with any questions that may arise to ensure … [Read more...]

Categories: Bankruptcy Tagged: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

Spendthrift Trusts: Protecting Inheritance During Bankruptcy

March 23, 2013
Written by Christopher Migliaccio Leave a Comment

Spendthrift trusts may be helpful for individuals who file for bankruptcy in Texas but who later receive an inheritance shortly after filing for bankruptcy. In many cases, it is likely that assets from an inheritance received within 180 days of filing for bankruptcy will be used to pay off … [Read more...]

Categories: Bankruptcy Tagged: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

Comparing Chapter 13 and 7 Bankruptcy in Dallas

November 28, 2011
Written by Christopher Migliaccio

  The difference between a chapter 13 and a chapter 7 bankruptcy in Dallas comes down to whether or not the bankruptcy court rules to completely discharge your debts or to set you up with a repayment plan to repay part or all of your debts to your creditors. When you are unsure of the … [Read more...]

Categories: Bankruptcy Tagged: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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