The word “bankruptcy” has a stigma attached to it – a stigma of fear, embarrassment, and failure. Richardson bankruptcy attorney Christopher Migliaccio of Warren & Migliaccio wrote Bankruptcy Law and You to address those fears and take the shame out of bankruptcy.
What are you waiting for? Another phone call from a creditor?
Perhaps you’ve already considered filing for bankruptcy, but you haven’t made a decision because you can’t stand the humiliation, or you’re worried about your financial future if you have a bankruptcy on your credit history.
There’s good news: many of the most common fears about bankruptcy are unfounded. With guidance from Bankruptcy Law and You, you can:
- Ease your stress
- Get rid of bill collectors
- Rebuild your credit quickly and quietly.
Chapter 7? Chapter 13? Not sure which one’s right for you? Don’t worry. This book will break down the differences between your filing options and pinpoint the often overlooked details that could be the difference in keeping thousands of dollars’ worth of assets.
Straightforward, Straight-laced Guidance: Keep Your Property, Fix Your Credit
You will learn how to:
- Weigh the consequences of bankruptcy in your particular situation
- Manage your spending
- Find a bankruptcy attorney who can help you
This book will dispel the myths that bankruptcy is embarrassing or risky, and show you how to reap the rewards of a lean bankruptcy plan if it’s in your best financial interest to do so.
Other benefits from this book include teaching you about:
- Stopping bank levies
- Halting civil lawsuits
- Ending creditor harassment
- Preventing paycheck garnishments from the IRS
- Keeping your car, your house, your retirement fund, and all of your household furnishings and goods
- Rebuilding your credit – yes!
Filing bankruptcy can help you rebuild your credit. Bankruptcy is not the end – it’s a new beginning!
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Creditors Want You to Be Ashamed of Bankruptcy – But You Don’t Have to Be
Credit card companies and banks spend millions of dollars to push propaganda designed to make people believe that only bums, fraudsters, and lowlifes file for bankruptcy, but that’s just a lie.
Bankruptcy is a financial mechanism for consumers and, if used wisely, strategically, and prudently, it can help people just like you and me manage our financial obligations and balance them against the unforeseen complexities of our everyday lives.
Put simply, bankruptcy is a tool, so use if when you need it! Consider this book your user manual, a comprehensive guide that will walk you through each step of the process, from determining when it’s time to file for bankruptcy to picking a lawyer to finally discharging your debts.