Many people know that bankruptcy is most likely their best option but avoid filing a petition because they fear the social stigma. However, the perception of bankruptcy is changing. Many people can relate to difficult life events and are taking a much less reproachful view on filing for Texas bankruptcy. Americans Understand Hard Times More… Read More
5 Questions to Assess Your Financial Danger Zone
Bills are mounting, payments are late, more are due at the end of the month, and anxiety sets in – this is what the brink of a financial danger zone is like. When financial problems become an issue in your life, how do you know when it’s time to just juggle the budget or look… Read More
5 Things To Avoid When Filing for Bankruptcy
More than 1.1 million bankruptcy cases are filed in the U.S. each year, according to the United States Courts. If you’ve decided to go this route and take a new financial path, you’ll want to avoid a few common mistakes that could harm your case. 5 Mistakes to Avoid When Filing for Bankruptcy It goes… Read More
Pros & Cons: Married Couples Filing Separately for Bankruptcy
In some situations, there are advantages to a married couple filing separately for bankruptcy. Of course, just like any choice, filing separately also has its disadvantages that couples should discuss with Dallas bankruptcy lawyers. For instance, filing bankruptcy separately can be the best choice when the couple: owns little community property; has little debt; don’t… Read More
Joint Bankruptcy Filing for Married Couples
Married couples must decide between joint filing or separate filing when determining which is the right choice for them when filing bankruptcy in Texas. Bankruptcy is a complicated process and it involves many different rules and laws. These laws should be reviewed with a Plano bankruptcy attorney and can influence the decision to file separately… Read More
Understanding Common Debt Resolution and Bankruptcy Terminology
If you’re in financial trouble and seeking information on resolving your debts, you’ll likely run into quite a few terms that may be unfamiliar to you. Some of these terms can seem very similar to each other and one may get confused as to what they actually mean. A Few Common Debt Resolution and Bankruptcy… Read More
Financial Stress May Affect Your Health
Debt-related problems cause a storm of unwanted stresses in your life; collection calls, letters, day-to-day concerns about simply getting by. Some may feel like it’s enough to make you sick . . . and they may be right. Effects of Financial Stress Like any kind of stress, financial stress takes a toll on a person’s… Read More
Mandatory Bankruptcy Credit Counseling
If you’ve been struggling with financial difficulties, you may find that bankruptcy is your best option. Bankruptcy comes with quite a few rules and regulations, one of which is mandatory credit counseling. If you understand the purpose of this type of counseling and know what to expect, your bankruptcy – and the financial recovery period… Read More
Exemptions You Can Claim when Filing for Bankruptcy in Texas?
When you’re considering bankruptcy in Dallas, Texas, your first step should be to have a bankruptcy attorney review your estate to see if bankruptcy is the best idea for your particular situation. If bankruptcy is a suitable option for you, your lawyer will let you know which assets you may be able to keep by… Read More
Explaining Bankruptcy to Your Family
Filing for bankruptcy can be a good decision for some because it may allow for a fresh financial start or may alleviate financial pressure, but it also brings some challenges. For many people, discussing bankruptcy with family may be a certain challenge. Most people find that disclosing financial troubles – including bankruptcy – to their… Read More
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