Chapter 7 bankruptcy can help liquidate many of your assets, but not everyone qualifies. There are pros and cons of filing that should be considered by those who are considering declaring bankruptcy. The following are some of the pros of filing Chapter 7 bankruptcy: the process takes a few months; credit can be rebuilt; it… Read More
Pros & Cons of Filing Chapter 7 Bankruptcy
10 Considerations Before Deciding to File Bankruptcy
Before deciding to file bankruptcy, look into the benefits and disadvantages that it may bring. Talking with a bankruptcy lawyer first can help guide you in making a decision that is right for you. 10 Considerations When Contemplating Bankruptcy If you are considering filing for bankruptcy, consider: not all debt may be discharged; there is… Read More
Do You Need a Prenuptial Agreement?
A prenuptial agreement may not be considered much of a romantic gesture, but it may be a rational decision for those who wish to secure assets they worked hard to earn before getting married. While it might not be the most pleasant conversation to have, for many couples it is one worth having before tying… Read More
How Bankruptcy Stops Creditors – The Automatic Stay
If you get behind in paying your bills, harassment from creditors can be very tough to deal with. Creditors will keep sending you more threatening letters. They may begin to file legal papers in attempt to get a judgment. They will call you repeatedly. They may repossess your automobile or your house. Creditors may even… Read More
Pros & Cons of Hiring a Private Investigator
Many clients ask about whether they can hire a private investigator to catch their spouses cheating. The answer is yes, you can hire a private investigator, and the evidence can be used in court. However, the next question begs answering – is it worth it to hire one? Weighing the Pros and Cons of Hiring… Read More
How Is The Best Interest of a Child Determined?
If you are facing or have underwent the stress and drama of a divorce with children involved, then you have likely heard the phrase, in the best interest of the child. In fact, you may have heard it more than you wanted to. The best interest of the child is the factor that is used… Read More
Live a Smart & Happy Life Post-Bankruptcy
If you’re filing for bankruptcy, you can use it as a springboard for a better, happier life. But that means making smart financial choices after the filing process is over. Tips for Post-Bankruptcy Life People who file for bankruptcy no longer are viewed as being branded financially untrustworthy; that stigma is dying. “The purpose of… Read More
7 Things Bankruptcy Can Do for You
Bankruptcy cannot solve all your financial problems, but there is much to be said about how much stress it can relieve when you feel like you’re being crushed under the weight of financial pressures. The Benefits of Bankruptcy First, let’s be clear what bankruptcy cannot do: It can’t instantly make you into a smart spender;… Read More
Fifteen Interesting Facts to Bring Levity to Your Divorce
Trapped by Thoughts of Your Divorce? When you are going through a divorce, it often feels as if you’re walking around with blinders on; it’s hard to think about anything but the process and the negative feelings that go with it. You certainly think about your kids, too, but even these thoughts are tainted by… Read More
Getting a Secured Credit Card after Bankruptcy
A secured credit card is a relatively safe and effective tool for establishing credit after filing for bankruptcy. Like anything, there are risks and rewards associated with getting a secured credit card. On the one hand, using a secured credit card can demonstrate responsibility to the credit bureaus. Conversely, missing just one payment can sideline… Read More
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