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Can I Keep My Paid Off Car in Chapter 7?

August 6, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

A man stands next to a parked car in a parking lot, holding a phone. A speech bubble indicates he's calling his lawyer for advice on protecting his car from liquidation.

"Ever since I lost my business during the pandemic, I’ve feared going down the road to bankruptcy. Of all the things I worried about, the one that kept troubling me most was a creditor coming for my car," Dale told his friend Ernie. “I get it, there’s something about a man’s car that makes it more … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

Why Is My Uncontested Divorce Taking So Long? Answers Here

June 1, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

A mediator sits between a man and a woman during a discussion. Text above reads, "Mediation can expedite your uncontested divorce by providing the answers you need.

“We were in agreement about how we wanted our divorce to go so I thought we could get it done on our own,” Gregg said to his sister Donna. “But it feels like it’s taking forever. It just seems like there are all these unexpected hoops to jump through along the way.” “That’s because there are. We … [Read more...]

Categories: Divorce Tagged: Divorce, Uncontested Divorce

Chapter 7 Pros and Cons: Weigh Your Options Carefully

December 31, 2013
Written by Christopher Migliaccio Leave a Comment | Last updated on May 27, 2025

Man in a blue shirt writing "PROS" and "CONS" divided by a vertical line on a clear surface with a marker, as he prepares to weigh his options for Chapter 7.

In my role as a bankruptcy attorney here in Texas, I've helped many individuals dig out from under soul crushing debt. Each client brought a unique story and set of circumstances to the table but many of them also shared similar struggles and fears. Please allow me to tell you about Mr. Whirley. … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

When Will Chapter 7 Be Discharged: Timeline & Process Explained

August 12, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

As an attorney focusing on bankruptcy law here in Texas, receiving calls from people who are feeling significant financial stress is a common occurrence. Jerry was a hardworking Texan who found himself drowning in debt after a series of unfortunate events. He called me to ask how long a Chapter 7 … [Read more...]

Categories: Bankruptcy

Do I Have to Go to Court for Chapter 7? Key Insights

September 18, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

Sarah let out a frustrated sigh as she read the email. "Well, it's official — my 341 meeting with the bankruptcy trustee is scheduled for next week." "Oh man, do you have to actually go to the courthouse for that?" Emily asked with a concerned look. Sarah shook her head. "Thankfully, no. Since … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Can My Spouse Sell Our House Without Consent? What to Know

June 6, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

A house with a flag and a sign Description automatically generated

Can My Spouse Sell Our House Without Consent? What to Know Navigating the complexities of property ownership and marital rights can be daunting, especially when it comes to significant assets like your home. A critical question many face is: can my spouse sell our house without my consent? This … [Read more...]

Categories: Property Division Tagged: community property, Divorce

Is Property a 50-50 Split in a Texas Divorce?

September 22, 2023
Written by Christopher Migliaccio | Last updated on May 27, 2025

A sliver house keychain that is split in half, the right one is attached to a key on a wooden surface

Divorce is rarely a straightforward process, and one of the most contentious issues often revolves around the division of property. As experienced Texas divorce lawyers, we are often asked the following question about property division: "Is it a 50-50 split in a divorce in Texas?" Below, we discuss … [Read more...]

Categories: Divorce Tagged: community property, separate property

What to Do if Facing a UHG I LLC Lawsuit in Texas

August 7, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

Person uses a tablet and holds a credit card next to a notebook and pen on a wooden desk.

If UHG I, LLC, is suing you for debt, you might feel overwhelmed or question if it’s a scam. UHG I, LLC, is not a creditor or lender, but a debt buyer that purchases charged-off debts for a fraction of their value. It then seeks to recover the full amount—and more—from consumers. It’s important to … [Read more...]

Categories: Credit Card Lawsuit and Debt

Can You File Bankruptcy on a Judgment?

October 22, 2023
Written by Christopher Migliaccio | Last updated on May 27, 2025

Person on the right writing on a paper and person on the left is sitting next to a judges mallet and the scale of justice with their hands crossed

If you’re located in North Texas and find yourself facing a judgment, we understand the stress and financial burden it can bring. That’s why we aim to provide you with all the information you need to know about how you can handle the situation. To better comprehend the process, we will explain how … [Read more...]

Categories: Bankruptcy

Can I Get a HELOC After Chapter 7 Discharge?

September 7, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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