Chapter 7 bankruptcy is a legal process that can offer a fresh start for individuals overwhelmed by debt. In Texas, our law firm, Warren & Migliaccio, L.L.P. have helped thousands of people through the bankruptcy process, so we have created this blog to explain what Chapter 7 bankruptcy is, … [Read more...]
How To Defend Against A Debt Collection Lawsuit
Being sued by a debt collector can be a stressful and overwhelming experience. Understanding your rights and taking proactive steps is crucial to protect your financial well-being. This guide provides essential information on handling debt collection lawsuits in Texas. Understanding the Lawsuit … [Read more...]
Texas Debt Relief: Debt Reduction Plans That Work
Debt reduction plans advertised on billboards and mailed flyers can sound like a magic solution to overwhelming financial burdens. They promise freedom from debt, often with little effort on your part. But before diving into such a plan, a cautious approach is essential. In this blog we will … [Read more...]
The Executor’s Role and Choosing the Right Person
Choosing an executor for your estate, also known as a personal representative, is a crucial figure in the estate planning process. This individual is responsible for carrying out the wishes outlined in a will after the testator's (the person who created the will) death. This article will explain … [Read more...]
Can a Second Mortgage Be Discharged in Chapter 7?
As an attorney with extensive experience in bankruptcy law here in Texas, I encounter clients facing all sorts of complex financial challenges. I remember the first call I received from a new client named Hank, a Texan grappling with how to manage the second mortgage on his home that he just … [Read more...]
Living Wills and Medical Powers of Attorney
Living wills and medical powers of attorney are essential components of an estate plan. While often considered together, they serve distinct purposes in safeguarding your healthcare wishes. Understanding Living Wills A living will is a legal document that outlines your preferences regarding … [Read more...]
Pay Attention To Your Beneficiary Designations
It is important to note that sometimes assets, such as retirement accounts, life insurance policies, etc., could have different beneficiaries (aka, the people who will acquire that asset) than what you put in your will. These beneficiary designations are typically made when setting up financial … [Read more...]
What to Know if Michael J Adams PC Sues You for Debt Collection in Texas
Facing a debt collection lawsuit can be a stressful and intimidating experience. However, you likely have more legal options than you think to resolve and put it behind you. The best thing you can do to protect yourself is not to ignore it and take action instead. Below, our Texas debt defense … [Read more...]
How to Find Out if You Owe Money to a Debt Collector
Debt can be a confusing and overwhelming issue, especially when you're not sure if you owe money to a debt collector. If you're receiving mysterious phone calls, letters, or emails, or you're simply concerned about potential debts, it's important to take proactive steps to find out if you owe money … [Read more...]
Understanding the Texas Tax Audit Process
While the IRS receives the most attention regarding tax audits, it's crucial to remember that the Texas Comptroller of Public Accounts also conducts audits to ensure compliance with state tax laws. This blog will dive into the Texas tax audit process, including common triggers, the audit timeline, … [Read more...]
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