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What You Should Know Before Filing Chapter 7

Post by Christopher Migliaccio

Chapter 7 bankruptcy filings in Texas may seem like the way to get out of financial trouble. However, even with Texas bankruptcy exemptions and the help of a Dallas bankruptcy attorney, you may be confused about whether Chapter 7 is right for you. When considering bankruptcy filings in Texas as an option, keep these things in mind:

What Bankruptcy Can’t Do: 

  • eliminate secured debts such as car loans and home mortgages;
  • get rid of debts accrued after you file;
  • discharge child support, alimony or student loans; and
  • clear the co-signer of any overdue loans.

What Bankruptcy Filings in Texas Can Do: 

  • eliminate the legal obligation to pay most or all of your debts;
  • stop home foreclosure;
  • stop car repossession;
  • stop wage garnishments;
  • stop debt collector harassment; and
  • restore your driver’s license if it was taken for failure to pay fines. 

If you are debating whether Chapter 7 is right for you, talk to aDallasbankruptcy attorney who can look forTexasbankruptcy exemptions and help you restore your credit after filing. Bankruptcy doesn’t have to be scary or confusing with the aid of an experienced attorney.

Contacting a Dallas Bankruptcy Attorney

At Warren & Migliaccio, our goal is to protect you and your family so that you can take the necessary steps to proactively plan for your future. When financial circumstances outside of your control threaten your wellbeing, take control of your situation and contact our Dallas law firm. We’ll guide you through the legal process so you can make informed decisions and choose the best course of action. If a personalized, teamwork-driven approach sounds like what you need for your case, call 1-888-584-9614 today. We’re here to help.

Categories: Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

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If you need to speak with an attorney at Warren & Migliaccio, L.L.P.  submit our contact form or call either our Richardson or Dallas location to schedule a free consultation. We’re happy to meet at your convenience. Contact our firm today for legal counsel from experienced attorneys.

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