Disclaimer: We do not file business bankruptcies. This guide is informational only. If Chapter 11 or Subchapter V may be right for your situation, we can refer you to a trusted Texas business-bankruptcy firm. When a business struggles to pay rent or creditors, understanding how bankruptcy law … [Read more...]
What You Need To Know About Filing Bankruptcy Chapter 7 In Texas
Being overwhelmed by bills, wage garnishments, or the threat of losing your car is a frightening and common experience. Within Types of Bankruptcies in Texas, Chapter 7 is the path many people take when they need fast debt relief through discharge and liquidation of nonexempt assets. Still, it … [Read more...]
Texas Bankruptcy Exemptions (What Assets Can You Keep When Filing?)
When bills pile up, many Texans face the same worry: Will I lose my home, car, or retirement savings? Understanding Types of Bankruptcies in Texas, such as Chapter 7 and Chapter 13, helps you see how exemptions work and what stays protected from creditors. This article explains Texas bankruptcy … [Read more...]
Texas Divorce: How to Handle Cryptocurrency Assets
Dealing with a Texas divorce can be tough enough, but when you throw cryptocurrency into the mix, it gets even trickier. You know, like when you're trying to figure out how to split up assets, and one of you has been collecting Bitcoin or Ethereum. It’s not like dividing up the old VCR or even … [Read more...]
Texas Law On Unpaid Medical Bills (What You Need To Know)
When a sudden hospital stay leaves you with mounting medical bills and constant collection calls, deciding whether to pay, negotiate, or file can feel crushing. What safeguards protect your home, wages, and credit when medical debt accumulates? How do Different Types of Bankruptcies in Texas, such … [Read more...]
How Much Does It Cost to File Bankruptcy in Texas?
When debt grows beyond control, choosing among the types of bankruptcies in Texas can feel overwhelming. Chapter 7 and Chapter 13 differ in filing fees, attorney fees, trustee charges, the Chapter 7 means test, and how your assets and payment plans are treated. How much does it cost to file … [Read more...]
Exempt Bank Accounts In Texas (Protecting Your Money From Garnishment)
A judgment, a bank levy, or a surprise creditor call can leave your checking or savings account frozen overnight; what can you realistically keep? Understanding the Types of Bankruptcies in Texas, such as Chapter 7 or Chapter 13, helps determine which bankruptcy exemptions and state protections … [Read more...]
Voluntary Repossession in Texas (What You Need To Know)
Facing a repossession notice on your car or truck can feel like losing control, especially when collectors, deficiency balances, and long-term credit damage are on the line. Understanding how voluntary repossession in Texas fits into types of bankruptcies in Texas, such as Chapter 7 and Chapter 13, … [Read more...]
How to Avoid Medicaid Estate Recovery in Texas
When a loved one needs long-term care through Medicaid, many Texas families wonder what will happen to their home and other assets after they pass away. The Texas Medicaid Estate Recovery Program (MERP) allows the state to recover costs from a deceased person’s estate for Medicaid-covered long-term … [Read more...]
Pet Custody In Texas Divorce — A North Texas guide
Plain-English Definition of Pet Custody in Texas Divorce Pet custody in Texas divorce is the award of a pet as property in a "just and right" division—not child-style custody or visitation. Pets are treated as personal property under Texas Family Code, with limited exceptions for service … [Read more...]
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