Have you been served a lawsuit by Members Choice Credit Union? If there is one message you take away from this article, it is this: never ignore a debt collection lawsuit. You have legal options available to you to resolve this lawsuit and put it in the past. Below, our Texas debt collection defense … [Read more...]
Is Chapter 13 Bankruptcy Different in Different States? (Is it a Federal or State Court Action?)
When considering Chapter 13 bankruptcy, many people wonder whether the process varies from state to state. Is it influenced by federal regulations, or do state laws play a role? Understanding how Chapter 13 bankruptcy operates can clarify these questions and help you make informed decisions. … [Read more...]
What to Do When a Creditor Freezes Your Bank Account
Few things are as alarming as discovering that a creditor has frozen your bank account. This situation can feel overwhelming and distressing, especially if your funds are needed for essential expenses. But understanding the process and knowing your options can make a significant difference in … [Read more...]
Which debts are not forgiven when you file for bankruptcy?
This blog was written by Christopher Migliaccio, co-founder of Warren & Migliaccio, L.L.P. Chris is a recognized expert in bankruptcy law and has represented thousands of clients through the bankruptcy process. In this article Chris will reveal what debts are not forgiven when you file for … [Read more...]
Are Student Loans Forgiven When You File for Bankruptcy?
Update (November 8, 2024): Just yesterday on November 7, 2024 The New York Times reports "Judge Halts Biden Student Debt Plan Right After It Was Allowed to Proceed". A federal judge in Missouri temporarily blocked a Biden administration plan to cancel student debt less than a day after … [Read more...]
How Grandparents Can Use 529 Plans to Support Their Grandchildren’s Education | Warren & Migliaccio
The Cycle Continues Your adult children — one of the first generations to benefit from Section 529 plans — are saving for their kids’ college educations through 529 accounts of their own. Did you know that parents aren’t the only ones who can establish 529 plan accounts? As a grandparent, you can … [Read more...]
How Does Filing for Bankruptcy Affect Your Credit Score?
Filing for bankruptcy is a significant financial decision, one that comes with both immediate relief and long-term consequences, particularly concerning your credit score. As an attorney who has guided thousands of clients through bankruptcy, I understand the anxiety and uncertainty surrounding the … [Read more...]
When Does Trying to Collect a Debt Become a Crime?
Debt collection is a legitimate activity that allows creditors to recover money owed to them, but there are strict legal boundaries that debt collectors must follow. When these boundaries are crossed, particularly in Texas, the act of trying to collect a debt can shift from being lawful to criminal. … [Read more...]
What to Do if Sued by Accelerated Inventory Management LLC in Texas
Receiving a lawsuit notice can be a daunting experience, especially when it concerns debt collection. If you are in this situation, you may feel overwhelmed, stressed, and unsure of where to turn. You may also not recognize Accelerated Inventory Management LLC and think it is a scam. However, you … [Read more...]
How to Create a Power of Attorney: A Comprehensive Guide
Planning a future where you might not be able to make decisions for yourself isn't easy. But creating a power of attorney is a crucial step in protecting your interests and ensuring your wishes are carried out. Let's explore how to create a power of attorney, a legal document that can give you peace … [Read more...]
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