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After Passing the Means Test for Bankruptcy in Texas

Post by Christopher Migliaccio

Bankruptcy terms like the means test can be confusing. Not only that, you may have the option to file for either Chapter 7 or Chapter 13. With this being such a complicated area of the law, it may be in your best interests to seek legal counsel from a Dallas, TX law firm.

The Chapter 7 means test can determine if you qualify to proceed with this type of bankruptcy in Texas; however, if you passed the test, does that mean you should still file?

You may wish to ask yourself some of the following questions in order to determine if it is the best way to settle your financial troubles:

• Are there alternatives that would be better?
• Am I willing to lose my non-exempt property?
• Will I be able to take care of surviving debts (such as a mortgage lien)?
• Are there co-signers on my loans that may be impacted?
• Do I have all of the information I need to complete this?
• Do I want to handle this alone or should I seek the help of an attorney?

Just because you passed the Chapter 7 means test >may not indicate that filing for this kind of bankruptcy is the best option for you. To learn the best way to protect your rights, you should contact a Dallas, TX law firm.

Contacting a Dallas TX Law Firm

At Warren & Migliaccio, our goal is to protect you and your family so that you can take the necessary steps to proactively plan for your future. When financial circumstances outside of your control threaten your wellbeing, take control of your situation by contacting our Dallas law firm. We’ll guide you through the legal process so you can make informed decisions and choose the best course of action. If a personalized, teamwork-driven approach sounds like what you need for your case, call 1-888-584-9614 today. We’re here to help.

Categories: Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

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