In most Chapter 7 and Chapter 13 bankruptcies, the debtor must attend a meeting called the bankruptcy 341 meeting of creditors. He must bring along certain types of documentation to the meeting. Some of those documents are mandated by bankruptcy law; others are mandated by the local laws in the district, while still others are… Read More

When a person wants to file any bankruptcy-related action in Plano, there are a number of forms that he must first fill out before he takes any further action. You will require Official Bankruptcy Forms to initiate a bankruptcy action, and Procedural Forms for some stages of the bankruptcy proceedings. Locating Online Bankruptcy Forms  The… Read More

Filing for bankruptcy in Plano has certain requirements that those filing must meet. There are also specific fees that they must pay. Read on to learn more about the requirements to file bankruptcy, as well as any associated bankruptcy filing fees. What are the bankruptcy filing fees? There are numerous bankruptcy filing fees. Anyone who… Read More

If you are receiving non-stop phone calls from debt collectors, you have the right to stop the collection calls. The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to engage in certain harassing and abusive behavior in an effort to collect a debt. That includes making harassing phone calls. Consumers should… Read More

Depending on what kind of bankruptcy you filed — Chapter 7 or Chapter 13 – an employer or landlord could discover it. Furthermore, the answer varies in regard to your boss and your landlord.  Do I have to tell my employer I filed for Chapter 7 bankruptcy?  Filing Chapter 7 bankruptcy does not obligate you… Read More

If you have previously filed for bankruptcy but need to file again, the ability to do so depends on if you’re filing the same type of bankruptcy as you did the last time. Different rules apply. This will also determine when you can file the next bankruptcy. The majority of people, roughly 80 percent, who… Read More

Bank accounts don’t necessarily have to be closed after a bankruptcy. However, the money in those accounts could become an issue when filing for Chapter 7 bankruptcy. That’s because the assets of those who file Chapter 13 bankruptcy are protected. But with Chapter 7, some types of property have to be sold or used in… Read More

There are several reasons to hire a bankruptcy attorney, even if there are forms and kits available online. Generally speaking, it can be a very complicated process that can feel overwhelming. Missing items or errors of any kind could potentially prevent a successful filing and may even lead to further complications. An Attorney Can Help… Read More

Using a credit counselor won’t necessarily give you a better credit rating than if you decide to file for bankruptcy. It’s important to understand how your credit score is calculated and what factors may influence the score. Of course, there are other factors that should influence your decision of whether to file for bankruptcy than… Read More