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Who will find out that I filed for bankruptcy?

Post by Christopher Migliaccio

A bankruptcy lawyer will tell you a bankruptcy case is public record. Anyone who wants to find out if you filed bankruptcy can find out but will have to do some research. The truth is not too many people will know unless you tell them.

Credit reports may show your bankruptcy case for up to 10 years, whether you file chapter 7 or chapter 13 bankruptcy. Often, chapter 13 cases will be removed from your credit record after 7 years. Determining which one of these may be best for you is best left to a bankruptcy lawyer who can advise you of all the benefits and repercussions of each.

Building your financial life after a bankruptcy can take some work. Below are some tips on securing a solid foundation for your financial future.

Fix Your Credit

Responsibly using credit cards is a great way to repair your credit history. If you are unable to get a traditional credit card, apply for a secured credit card.

Set Up a Savings Account

As is probably clear now, having money tucked away in a savings account, preferably an interest-earning one possibly can prevent any future financial crisis from overwhelming your fiscal health.

Determine Your Must-Have Budget

To start your way back on the road to recovery, you need to know what you really must spend money on. Many financial advisors suggest must-haves remain less than 50% of your after-tax income.

Filing a bankruptcy case is never an easy decision to make. The experienced bankruptcy lawyers at Warren & Migliaccio, L.L.P. understand. They will do what they can to protect your assets and make the process as painless and simple as possible for you. Give them a call at 1-888-584-9614.

FAQ Category: Bankruptcy

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If you need to speak with an attorney at Warren & Migliaccio, L.L.P.  submit our contact form or call either our Richardson or Dallas location to schedule a free consultation. We’re happy to meet at your convenience. Contact our firm today for legal counsel from experienced attorneys.

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