There are many distinct differences between the process of filing Chapter 7 and Chapter 13 personal bankruptcy in the bankruptcy courts of Texas. Not all bankruptcy attorneys will handle all types of Texas bankruptcy filings, so it’s important to research all your options before choosing a law firm to represent you.
A Texas Chapter 7 attorney will know the specific nuances of a Chapter 7 bankrutpcy case, including:
- passing the Means Test;
- assets that are protected in a Chapter 7 case;
- debts that can and cannot be discharged with Chapter 7; and
- when Chapter 13 may be a better option.
Not everyone will be eligible to file for Chapter 7 bankruptcy, especially if your income is substantial enough to allow you to repay some of your outstanding debts. When you work with a bankruptcy attorney who understands all of the various types of Texas bankruptcy filings, you’ll have a better chance at gaining the information necessary to make an informed decision about your situation.
Before entering into an agreement for representation, make sure you have potential attorneys answer your questions about their services and that you feel confident in their ability to handle your case. Finding the right legal helpers can be time consuming but worth it in the long run!
Legal Helpers with Bankruptcy Courts inTexas: A Chapter 7 Attorney
Texasbankruptcy filings can be frustrating when you’re already being harassed by debt collectors and trying to keep your life in order. You don’t need to deal with bankruptcy courts inTexasalone. A Texas Chapter 7 attorney can be one of the legal helpers you need to make a fresh financial start.
At Warren & Migliaccio, L.L.P. our Texas Chapter 7 attorney team wants to help you make the best financial decisions for your situation. We’ve helped clients file Chapter 7 and Chapter 13 bankruptcy and work toward rebuilding a new credit history. We also provide guidance for homeowners facing foreclosure and debtors being harassed by collection agencies.
We offer a FREE, no-cost consultation to discuss your reasons for filing bankruptcy. With the help of our attorneys you can make informed decisions about your financial future and work on getting your life back on track. Call us at 1-888-584-9614 or contact us online to schedule an appointment today.