When you’re burdened by excessive debt, it can seem like the whole world is about to crash down on you. In addition to your credit card bills, you may also have back mortgage payments and utility bills that, if left unmet, can put your safety and well-being in the balance. When facing this … [Read more...]

When you’re facing bankruptcy in Texas, you may wonder how much – if any – of your property you may be able to keep. The answer depends on your individual case and the laws of your state. In a bankruptcy, much of a person’s property may become property of the bankruptcy estate and used to pay off … [Read more...]

The Brunner test is a way to determine if certain types of debt can be discharged based on hardship. Bankruptcy does not eliminate all types of debt such as student loans, so tests like these may be used to determine if the debt can be discharged. A Look at the Brunner Test  To determine if you have … [Read more...]

Filing for bankruptcy may be your only option if you are unable to meet your financial obligations. Talking with an attorney can help you to decide if this is right choice, and what type of bankruptcy would be in your best interest. What You Shouldn't Do When Filing for Bankruptcy  While there are … [Read more...]

There may come a point when you have done everything you can to redeem your financial situation. But if you have hit a brick wall, the only choice left could be to file for bankruptcy. To shed the best light on your situation, you may think that omitting or falsifying information is the right … [Read more...]