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What to Expect After Chapter 7 Bankruptcy Filings in Texas

Post by Christopher Migliaccio

Once you’ve gone through Chapter 7 bankruptcy filings in Texas, you may have questions about what to expect in life after filing. While you may have been able to take advantage of some Texas bankruptcy exemptions, you will be starting your financial life over. A Dallas bankruptcy attorney can help you through the process.  

What to Expect After Chapter 7 Bankruptcy Filings in Texas 

  • You likely will receive many offers for low-balance credit cards to help you rebuild your credit. Beware that these cards often come with high fees and high interest rates. 
  • It will be some time before you are able to apply and qualify for conventional mortgages and car loans. It may take up to 3 years before you can access these types of funds. 
  • Your first few credit cards or loans after you file will probably have very high interest rates. 

Rebuilding your credit will take time, but it is not impossible. Stay diligent with your budget and paying bills on time and your credit score should improve dramatically within a short amount of time. If you have questions about filing or Texas bankruptcy exemptions, call a Dallas bankruptcy attorney for answers. 

Contacting a Dallas Bankruptcy Attorney 

At Warren & Migliaccio, our goal is to protect you and your family so that you can take the necessary steps to proactively plan for your future. When financial circumstances outside of your control threaten your wellbeing, take control of your situation and contact our Dallas law firm. We’ll guide you through the legal process so you can make informed decisions and choose the best course of action. If a personalized, teamwork-driven approach sounds like what you need for your case, call 1-888-584-9614 today. We’re here to help.

Categories: Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

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