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What to Do if Facing a UHG I LLC Lawsuit in Texas

August 7, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

Person uses a tablet and holds a credit card next to a notebook and pen on a wooden desk.

If UHG I, LLC, is suing you for debt, you might feel overwhelmed or question if it’s a scam. UHG I, LLC, is not a creditor or lender, but a debt buyer that purchases charged-off debts for a fraction of their value. It then seeks to recover the full amount—and more—from consumers. It’s important to … [Read more...]

Categories: Credit Card Lawsuit and Debt

Can You File Bankruptcy on a Judgment?

October 22, 2023
Written by Christopher Migliaccio | Last updated on May 27, 2025

Person on the right writing on a paper and person on the left is sitting next to a judges mallet and the scale of justice with their hands crossed

If you’re located in North Texas and find yourself facing a judgment, we understand the stress and financial burden it can bring. That’s why we aim to provide you with all the information you need to know about how you can handle the situation. To better comprehend the process, we will explain how … [Read more...]

Categories: Bankruptcy

Can I Get a HELOC After Chapter 7 Discharge?

September 7, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Top Bankruptcy Myths That Should Bite The Dust – Once And For All

December 13, 2012
Written by Christopher Migliaccio Leave a Comment | Last updated on May 27, 2025

There is no doubt that declaring bankruptcy is an emotionally difficult step. As a bankruptcy attorney, I have witnessed numerous times how good, hard-working people can fall on hard times and be swamped by unmanageable debts. Sometimes, filing for bankruptcy is the only option of getting back on … [Read more...]

Categories: Bankruptcy

Is Texas a 50/50 Custody State?

October 9, 2023
Written by Christopher Migliaccio | Last updated on May 27, 2025

Little girl holding 2 paper cut outs of people with her parents sitting on the couch with their backs facing each other

Navigating child custody disputes can be challenging and overwhelming for any parent. Our Texas child custody lawyers understand that custody decisions directly affect your and your child's life. One common question we get from parents is, "Is Texas a 50/50 custody state?" Below, we discuss the main … [Read more...]

Categories: Child Custody

Can Filing For Bankruptcy Stop a Civil Lawsuit In Texas? Get the Facts

September 9, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

It was late Friday afternoon when Mr. Jones called, panicked after receiving notice that a creditor was suing him for an unpaid debt. He was desperate to find a way to stop the lawsuit and regain control over his financial situation. As a bankruptcy attorney in Texas, I've helped many clients … [Read more...]

Categories: Credit Card Lawsuit and Debt

When Does Statute of Limitations Start for Debt Explained

September 10, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

As an attorney specializing in debt and bankruptcy law in Texas, I often encounter clients who are unaware of how the statute of limitations affects their debts. Mr. Erving was one such client, learning about it after receiving a lawsuit. On a rainy Tuesday afternoon, he called me, worried and … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: statute of limitations

Protecting Disability Benefits in Chapter 7 Bankruptcy: A Texas Guide

September 27, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

Have you ever found yourself in the midst of a financial storm, hoping and praying for a life raft? Yes, we’re talking about the perfect storm–bankruptcy. Going through a bankruptcy might feel like you’re stranded in open seas amidst a never-ending storm that threatens to put you—and all your … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

Top 7 Questions About the Division of Property in Divorce in Texas

February 19, 2025
Written by Christopher Migliaccio | Last updated on May 27, 2025

A hand holds a stamp labeled "Property Division" above a notepad and money, emphasizing the equitable division of property during a divorce in Texas.

As an experienced family law attorney here in Texas, I understand how much my divorce clients think they know about property division as well as how little they really do know. They often think it’ll be a breeze but they soon find out there’s a lot more to know about Texas property division law than … [Read more...]

Categories: Divorce Tagged: community property, Divorce Law, Property Division, separate property

12 Non-Dischargeable Debts in Bankruptcy You Need to Know

June 18, 2024
Written by Christopher Migliaccio | Last updated on May 27, 2025

A person typing on a laptop with a screen displaying the text "Can Filing for Bankruptcy Help?.

As a bankruptcy attorney here in Dallas, I often get emails like the one I got from Dennis with a subject line: "Can Filing for Bankruptcy Help?" Dennis's Story Dennis and his wife had lived comfortably for many years until a medical emergency wiped out their savings. Then a downturn in the … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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