Warren & Migliaccio, L.L.P.

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Can I Get a HELOC After Chapter 7 Discharge?

By Christopher Migliaccio · Texas Bankruptcy Attorney · Texas Bar #24053059
Published: September 7, 2024 · Last Updated: July 3, 2025 · 11 min read

Miniature house and keys sitting on top of a pile of money

As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Chapter 7 Bankruptcy & Unemployment Overpayment in Texas

By Christopher Migliaccio · Texas Bankruptcy Attorney · Texas Bar #24053059
Published: September 6, 2024 · Last Updated: October 8, 2025 · 8 min read

A man sits at a table in Texas, looking concerned and holding a phone to his ear. A speech bubble reads, "Chris, I've been overpaid on my unemployment insurance, and now I owe money. Can this debt be discharged in Chapter 7 bankruptcy?

Navigating Chapter 7 can be challenging, especially with debts from unemployment insurance overpayments. I recently helped my client Ron through this situation. Ron called me with his problem: “Chris, I need your help. I’ve been overpaid on my unemployment insurance, and now I owe a significant … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

What to Do if Autovest LLC Sues You for Debt Collection in Texas

By Christopher Migliaccio · Texas Consumer Law Attorney · Texas Bar #24053059
Published: September 5, 2024 · Last Updated: January 22, 2025 · 8 min read

The image features bold, distressed red text spelling "DEBT" over a crumpled U.S. dollar bill background. The worn texture of the letters, combined with the faded appearance of the money, conveys a sense of financial strain or burden, symbolizing the impact of debt on personal or economic stability.

Is Autovest LLC suing you for debt collection in Texas? If so, you may be stressed and confused. What is Autovest, and why is it suing you if you have never taken out a loan with it? Autovest LLC is a debt buyer that pursues unpaid auto loans. It might be suing you for an old debt purchased from an … [Read more...]

Categories: Credit Card Lawsuit and Debt

What Is A Reaffirmation Agreement In A Chapter 7 Bankruptcy?

By Christopher Migliaccio · Texas Bankruptcy Attorney · Texas Bar #24053059
Published: September 2, 2024 · Last Updated: October 8, 2025 · 10 min read

Distraught man with both hands on his head sitting by stacks of coins and a gavel on a soundblock

Filing for Chapter 7 bankruptcy can be a difficult decision. It’s important to understand the ins and outs of the process and what it means for your financial future. One of those considerations is what is a reaffirmation agreement in a chapter 7 bankruptcy? In a Chapter 7 bankruptcy, a … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

What is the Income Cut Off for Chapter 7

By Christopher Migliaccio · Texas Bankruptcy Attorney · Texas Bar #24053059
Published: August 31, 2024 · Last Updated: March 14, 2026 · 10 min read

Federal court with a Texas flag, calculator, and star

Overwhelmed with debts? Financial stress can get extremely challenging. But there is a legal process to save you from all the struggle! Filing for Chapter 7 bankruptcy is one of the most common options to wipe off all your unsecured debts, including your personal debt, medical expenses, and … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Tips For Getting A Divorce From A Gambling Addict

By Christopher Migliaccio · Texas Divorce Attorney · Texas Bar #24053059
Published: August 30, 2024 · Last Updated: March 6, 2026 · 7 min read

two dice sitting on a craps table with bright lights in the background

Surprisingly, one of the most common reasons that couples decide to divorce is due to a gambling addiction by one or both parties. Divorce is never easy, but when one spouse suffers from a gambling addiction, it can complicate matters significantly. As an experienced attorney at a firm that … [Read more...]

Categories: Divorce

What to Do if Sued by Unifund CCR LLC in Texas

By Christopher Migliaccio · Texas Consumer Law Attorney · Texas Bar #24053059
Published: August 29, 2024 · Last Updated: January 22, 2025 · 8 min read

sued by unifund ccr llc?

Receiving a lawsuit notice from Unifund CCR, LLC can be confusing and overwhelming, especially because you have likely never heard of it. Unifund CCR LLC is not a bank, creditor, or loan company with which you took out credit. So, what exactly is it, why is it suing you, and what can you do about … [Read more...]

Categories: Credit Card Lawsuit and Debt

How to Improve Your Credit After Bankruptcy

By Christopher Migliaccio · Texas Bankruptcy Attorney · Texas Bar #24053059
Published: August 28, 2024 · Last Updated: March 24, 2026 · 8 min read

Cellphone app showing an 800 credit score

Recovering from bankruptcy involves more than just eliminating debt. Rebuilding your credit is a crucial step in your financial recovery. A strong credit score opens doors to better financing options, lower insurance rates, and more. Let’s explore effective strategies for improving your credit after … [Read more...]

Categories: Bankruptcy

The Advantages of Hiring a Divorce Lawyer in Texas | Warren & Migliaccio

By Christopher Migliaccio · Texas Divorce Attorney · Texas Bar #24053059
Published: August 25, 2024 · Last Updated: August 29, 2024 · 4 min read

Warren & Migliaccio Legal News logo

When facing a divorce in Texas, hiring a divorce lawyer in Texas is essential to navigating the legal complexities of your situation. This challenging period requires the guidance of a knowledgeable advocate who can provide both comfort and clarity. Below are several compelling reasons why hiring a … [Read more...]

Categories: Divorce Tagged: Divorce

7 Common Causes of Divorce and How to Address Them

By Christopher Migliaccio · Texas Divorce Attorney · Texas Bar #24053059
Published: August 23, 2024 · Last Updated: November 13, 2025 · 13 min read

A red alarm clock with "TIME to DIVORCE" emblazoned on its face sits amid a hundred-dollar bill, a pen, and a leather item, silently questioning how long can a divorce be put on hold.

As a family law attorney in Texas, I often encounter clients who are caught off guard by their spouse’s desire for a divorce. Recently, I received a distressing call from a potential client named Mae, who found herself in just such a situation. “Chris, I’m devastated. My husband just told … [Read more...]

Categories: Divorce Tagged: Divorce, Divorce Law

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is Co-Founding Partner and Managing Partner of Warren & Migliaccio, L.L.P., where along with Gary Warren he leads a team of attorneys serving Texas families since 2006. A graduate of Thomas M. Cooley School of Law with a B.A. in Accountancy, he oversees the firm's practice areas including debt defense, bankruptcy, divorce, child custody, and estate planning.

Licensed by the State Bar of Texas (#24053059 ✓), Christopher and his team serve clients statewide for debt defense and estate planning matters, while focusing on North Texas families for bankruptcy and family law cases. His unique financial background and nearly two decades of leadership enable him to ensure each client receives compassionate, strategic guidance.

If you have questions about this article, contact Christopher Migliaccio to discuss your situation.

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