“Did you hit him?” Jane said to ex husband Randy. “Tell me the truth because that bruise looks like you hit him.” “I told you he got mauled during his last soccer game by some bigger kid. We’re fine when he’s with me,” Randy retorted. “You know I told my lawyer I was scared you’d get … [Read more...]
Explore Your Options: Can SBA Loans Be Discharged in Bankruptcy?
Feeling a bit tangled up in the SBA loan web? Totally get it. Now, you might be wondering, "Can SBA loans be discharged in bankruptcy?" It's like trying to navigate a maze blindfolded. But hey, good news — we're Warren & Migliaccio, your legal GPS through this chaos. Let's unravel this together. … [Read more...]
When Should I Get a Will Made in Texas?
If you are a Texas resident, have you ever paused to ask yourself, "When should I get a will made? When is the right time to prepare a last will and testament?" We understand that thinking about and planning for death can be uncomfortable. However, you might be surprised to learn it is probably … [Read more...]
The 10 biggest mistakes people make during the Estate Planning process
Estate planning. It's a term that often evokes feelings of procrastination and distant futures. But for Texans facing their mortality or simply wanting to ensure their wishes are respected after they're gone, proper estate planning is a crucial step. Here at Warren & Migliaccio, L.L.P. in … [Read more...]
Sued by a debt collector, but have no money? Can a lawyer help?
Hi there, and welcome to the Warren & Migliaccio blog! I'm Christopher Migliaccio, founding partner here at the firm. Today, we're tackling a topic that can feel overwhelming: being sued by a debt collector. Let's face it, debt happens, and sometimes, despite our best efforts, we fall behind. If … [Read more...]
How Much Does a Will Cost in Texas?
There is a common misconception that estate planning is only for wealthy or older people. However, having a will can benefit anyone, regardless of financial status or age. You can use a will to appoint a guardian for minor children, provide for your family, and safeguard your legacy. Recognizing the … [Read more...]
How to Find Out if You Owe Money to a Debt Collector
Debt can be a confusing and overwhelming issue, especially when you're not sure if you owe money to a debt collector. If you're receiving mysterious phone calls, letters, or emails, or you're simply concerned about potential debts, it's important to take proactive steps to find out if you owe money … [Read more...]
Pay Attention To Your Beneficiary Designations
It is important to note that sometimes assets, such as retirement accounts, life insurance policies, etc., could have different beneficiaries (aka, the people who will acquire that asset) than what you put in your will. These beneficiary designations are typically made when setting up financial … [Read more...]
Living Wills and Medical Powers of Attorney
Living wills and medical powers of attorney are essential components of an estate plan. While often considered together, they serve distinct purposes in safeguarding your healthcare wishes. Understanding Living Wills A living will is a legal document that outlines your preferences regarding … [Read more...]
What is a Writ of Garnishment and How Can You Stop It?
From corporate credit cards or small business loans, business debt can be difficult to manage. If it remains unpaid for long, businesses may face a serious problem: garnishment. Bank account garnishment is a legal process that helps a garnishee, often a bank, collect money from a debtor and give it … [Read more...]
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