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You are here: Home / Archives for Bankruptcy

What Does a Chapter 7 Discharge Mean for Your Finances?

August 8, 2024
Written by Christopher Migliaccio

A close-up of a typewriter with the text "CHAPTER SEVEN" typed on a sheet of paper.

When facing overwhelming debt, Chapter 7 bankruptcy can feel like a lifeline. But before taking this important step, you may have a burning question: What does a Chapter 7 discharge mean? In essence, it's the court's official declaration that you're no longer legally obligated to repay certain debts … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy

How Much Debt Do I Have to Repay When I File for Chapter 13 Bankruptcy?

August 5, 2024
Written by Christopher Migliaccio

pie chart sitting on a pile of money repay debt after bankruptcy

When you're facing overwhelming debt, the prospect of filing for bankruptcy can seem like a daunting decision. However, understanding how Chapter 13 bankruptcy works—and how much debt you'll actually have to repay—can provide some clarity and relief. As an attorney with years of experience guiding … [Read more...]

Categories: Bankruptcy, Chapter 13 Bankruptcy

Understanding Chapter 11 Bankruptcy in Texas

July 30, 2024
Written by Christopher Migliaccio

a huge pile of money on fire burning

Chapter 11 bankruptcy is a process that offers businesses a structured framework to reorganize their financial affairs and emerge as viable entities. At Warren & Migliaccio, we only handle personal bankruptcy cases, like Chapter 7 and Chapter 13, but we have prepared this blog to explain the … [Read more...]

Categories: Bankruptcy, Chapter 11 Bankruptcy

Understanding the Chapter 7 Bankruptcy Process

July 29, 2024
Written by Christopher Migliaccio

bankruptcy court

Chapter 7 bankruptcy is a legal process that can offer a fresh start for individuals overwhelmed by debt. In Texas, our law firm, Warren & Migliaccio, L.L.P. have helped thousands of people through the bankruptcy process, so we have created this blog to explain what Chapter 7 bankruptcy is, … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy

Can a Second Mortgage Be Discharged in Chapter 7?

July 25, 2024
Written by Christopher Migliaccio

Illustration of a person with a laptop and a thoughtful expression, accompanied by the text "SECOND MORTGAGE?" and a numbered list from 1 to 3—navigating the complexities even after Chapter 7 discharge.

As an attorney with extensive experience in bankruptcy law here in Texas, I encounter clients facing all sorts of complex financial challenges. I remember the first call I received from a new client named Hank, a Texan grappling with how to manage the second mortgage on his home that he just … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

How to Find Out if You Owe Money to a Debt Collector

July 21, 2024
Written by Christopher Migliaccio

upset man talking on mobile phone because he owes money to a debt collector

Debt can be a confusing and overwhelming issue, especially when you're not sure if you owe money to a debt collector. If you're receiving mysterious phone calls, letters, or emails, or you're simply concerned about potential debts, it's important to take proactive steps to find out if you owe money … [Read more...]

Categories: Bankruptcy, Debt Lawsuits

The differences between Personal and Business bankruptcy

June 30, 2024
Written by Christopher Migliaccio

A man's hnd holding a sign that says "BANKRUPTCY".

The Crossroads of Financial Distress: Navigating Personal and Business Bankruptcy in Texas Financial hardship can strike at any time, impacting both individuals and business entities. When faced with overwhelming debt, navigating the complexities of bankruptcy can seem like a daunting prospect. In … [Read more...]

Categories: Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

12 Non-Dischargeable Debts in Bankruptcy You Need to Know

June 18, 2024
Written by Christopher Migliaccio

A person typing on a laptop with a screen displaying the text "Can Filing for Bankruptcy Help?.

As a bankruptcy attorney here in Dallas, I often get emails like the one I got from Dennis with a subject line: "Can Filing for Bankruptcy Help?" Dennis's Story Dennis and his wife had lived comfortably for many years until a medical emergency wiped out their savings. Then a downturn in … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Explore Your Options: Can SBA Loans Be Discharged in Bankruptcy?

February 14, 2024
Written by Christopher Migliaccio

Can SBA loans be discharged in bankruptcy? Your guide to navigating relief.

Feeling a bit tangled up in the SBA loan web? Totally get it. Now, you might be wondering, "Can SBA loans be discharged in bankruptcy?" It's like trying to navigate a maze blindfolded. But hey, good news — we're Warren & Migliaccio, your legal GPS through this chaos. Let's unravel this … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag, discharged debts

Can You File Bankruptcy on a Judgment?

October 22, 2023
Written by Christopher Migliaccio

Person on the right writing on a paper and person on the left is sitting next to a judges mallet and the scale of justice with their hands crossed

If you’re located in North Texas and find yourself facing a judgment, we understand the stress and financial burden it can bring. That’s why we aim to provide you with all the information you need to know about how you can handle the situation. To better comprehend the process, we will explain how … [Read more...]

Categories: Bankruptcy

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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