Debt can be a confusing and overwhelming issue, especially when you're not sure if you owe money to a debt collector. If you're receiving mysterious phone calls, letters, or emails, or you're simply concerned about potential debts, it's important to take proactive steps to find out if you owe money … [Read more...]
Understanding Chapter 11 Bankruptcy in Texas
Chapter 11 bankruptcy is a process that offers businesses a structured framework to reorganize their financial affairs and emerge as viable entities. At Warren & Migliaccio, we only handle personal bankruptcy cases, like Chapter 7 and Chapter 13, but we have prepared this blog to explain the … [Read more...]
How Does Filing for Bankruptcy Affect Your Credit Score?
Filing for bankruptcy is a significant financial decision, one that comes with both immediate relief and long-term consequences, particularly concerning your credit score. As an attorney who has guided thousands of clients through Chapter 7 and Chapter 13 bankruptcies, I understand the anxiety and … [Read more...]
Is Chapter 13 Bankruptcy Different in Different States? (Is it a Federal or State Court Action?)
When considering Chapter 13 bankruptcy, many people wonder whether the process varies from state to state. Is it influenced by federal regulations, or do state laws play a role? Understanding how Chapter 13 bankruptcy operates can clarify these questions and help you make informed … [Read more...]
The differences between Personal and Business bankruptcy
The Crossroads of Financial Distress: Navigating Personal and Business Bankruptcy in Texas Financial hardship can strike at any time, impacting both individuals and business entities. When faced with overwhelming debt, navigating the complexities of bankruptcy can seem like a daunting prospect. In … [Read more...]
Separated and Husband Filed Chapter 7: What’s Next?
As an attorney specializing in both family law and bankruptcy, I often encounter cases where financial issues intersect with marital problems. Elise had already let me know she was separated from her husband and might need representation if they were to decide to formally get divorced. Then an even … [Read more...]
How to Improve Your Credit After Bankruptcy
Recovering from bankruptcy involves more than just eliminating debt. Rebuilding your credit is a crucial step in your financial recovery. A strong credit score opens doors to better financing options, lower insurance rates, and more. Let’s explore effective strategies for improving your credit after … [Read more...]
Which debts are not forgiven when you file for bankruptcy?
This blog was written by Christopher Migliaccio, co-founder of Warren & Migliaccio, L.L.P. Chris is a recognized expert in bankruptcy law and has represented thousands of clients through the bankruptcy process. In this article Chris will reveal what debts are not forgiven when you file for … [Read more...]
Can You Appeal If a Bankruptcy Ruling Is Unfair?
Bankruptcy can be a complex process, and it’s not uncommon to feel that a ruling made by the court is unfair. But when you know a bankruptcy decision was legally unjust or incorrect, it is in your best interests to file an appeal. So, understanding the appeal process can provide clarity and help you … [Read more...]
Is Chapter 7 Bankruptcy Different From State To State?
Chapter 7 bankruptcy offers a way to discharge most of your debts quickly. However, you might wonder if Chapter 7 bankruptcy differs from state to state. Understanding these differences can help you determine the best path for your financial situation. Let’s explore how Chapter 7 varies by state and … [Read more...]
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