Have you recently received a notice that you are being sued for unpaid debt by Zwicker & Associates? We understand that you may feel overwhelmed about what to do to protect yourself. Below, our debt collection defense lawyers discuss what you should know about Zwicker & Associates. … [Read more...]
Conn’s Is Suing Me. What Do I Do if I Am Facing a Conn’s Lawsuit in Texas?
If you received a notice from Conn Appliances, Inc., you might wonder, "Why is Conn's suing me?" At Warren & Migliaccio, we understand the stress of debt and facing debt collection. Our Texas debt resolution attorneys outline important information about Conn Appliances, Inc. and your potential … [Read more...]
What to Do if Facing a Discover Bank Lawsuit for Credit Card Debt in Texas
If Discover Bank sues you in Texas, file an Answer by your court’s deadline, then demand strict proof of the debt. Consider defenses, arbitration, or settlement to avoid default judgments that enable bank-account garnishment or liens. Counsel can preserve rights and leverage. Discover Bank is … [Read more...]
What Happens if I Am Sued by Synchrony Bank in Texas for Debt Collection?
Are you being sued by Synchrony Bank in a debt collection lawsuit? At Warren & Migliaccio, we understand that you may be confused and stressed about how to proceed. Our Texas debt resolution lawyers want you to know that you have legal options, whether you recognize the alleged debt or … [Read more...]
What to Do if JPMorgan Chase Bank, N.A. Files a Chase Credit Card Lawsuit Against You
If JPMorgan Chase Bank, N.A. sues you for a Chase credit card debt in Texas, don’t panic—but don’t ignore it. Carefully read your papers to make sure they are legitimate court documents and not scams, mark your response deadline, and talk with a Texas debt-defense lawyer right away so you can … [Read more...]
Being Sued by LVNV Funding LLC in Texas? Here’s What to Do
If LVNV Funding sues you in Texas, act fast: file your Answer on time—14 days in justice court or by the “20‑day Monday rule” in county/district—then demand proof of ownership and balance, check the four‑year statute of limitations, and speak with a Texas debt‑defense lawyer at Warren & … [Read more...]
Credit Card Debt: Guide to Responding to Court Summons
Facing a court summons for credit card debt can feel overwhelming. As Christopher Migliaccio, an attorney and co-founder of Warren & Migliaccio, L.L.P., I have seen countless individuals struggle with this situation. Understanding how to respond effectively is crucial. Many people fear the legal … [Read more...]
How to Get Out of Debt on a Low Income: 10 Proven Strategies
As an attorney specializing in debt defense and bankruptcy law in Texas, I often meet clients with limited income who are overwhelmed by debt. It’s not because they’ve made poor financial choices but because of the rising cost of living. Many, like Wilson, don’t want to file for bankruptcy—they just … [Read more...]
Statute of Limitations on Debt in Texas – When Does the Clock Start and What It Means
In Texas, the statute of limitations on most consumer debts starts when you default—your first missed payment that isn’t brought current—and generally runs four years, after which lawsuits are time-barred even though collectors may still request voluntary payment. As an attorney specializing in … [Read more...]
Can Filing For Bankruptcy Stop a Civil Lawsuit In Texas? Get the Facts
It was late Friday afternoon when Mr. Jones called, panicked after receiving notice that a creditor was suing him for an unpaid debt. He was desperate to find a way to stop the lawsuit and regain control over his financial situation. As a bankruptcy attorney in Texas, I've helped many clients … [Read more...]
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