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Chapter 7 Bankruptcy Information: 7 Non-Dischargeable Debts

Post by Christopher Migliaccio

It’s a common myth that a Chapter 7 bankruptcy will wipe out all your debts. While this may be true for some cases, it’s not so simple for most debtors who seek to eliminate all their debt.

7 Non-Dischargeable Debts in Chapter 7 Bankruptcy

The 7 common types of debts that aren’t dischargeable are:

• child support;
• alimony;
• debts in excess of $550 to a single creditor incurred within the past 3 months;
• cash advances in excess of $825 made 70 days prior to filing;
• student loans (some exceptions);
• income taxes from the past 3 years; and
• fines assessed by a court for injury or death due to drunk driving.

There are also situations in which a creditor can object to discharging a debt. This can happen with debts you incurred due to fraud, willful or malicious injury to another, larceny/embezzlement, or those incurred from a divorce that aren’t considered support or alimony.

With all of these potential non-dischargeable debts, it’s important to get your Chapter 7 bankruptcy information from Dallas bankruptcy attorneys who have handled these types of cases.

Filing Chapter 7 may not be in your best interest if the majority of your debts are of the non-dischargeable type. You need to understand how the types of filed bankruptcies can impact your financial future. A Dallas bankruptcy attorney can help you sort out your situation and make the right decision.

Get Chapter 7 Bankruptcy Information from Dallas Bankruptcy Attorneys

When you are facing debt collectors, struggling to make bill payments, and are having difficulty making ends meet, life can be frustrating. Facing financial troubles alone can only add to your stress and put you at risk of making poor choices in finding relief.

At Warren & Migliaccio, L.L.P. our Dallas bankruptcy attorneys want to help you make the best financial decisions for your situation. We’ve helped clients file Chapter 7 and Chapter 13 bankruptcy and work toward rebuilding a new credit history. We also provide guidance for homeowners facing foreclosure, and debtors being harassed by collection agencies.

We offer a FREE, no-cost consultation to discuss your reasons for filing bankruptcy. With the help of our attorneys you can make informed decisions about your financial future and work on getting your life back on track. Call us at 1-888-584-9614 or contact us online to schedule an appointment today.

Categories: Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

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If you need to speak with an attorney at Warren & Migliaccio, L.L.P.  submit our contact form or call either our Richardson or Dallas location to schedule a free consultation. We’re happy to meet at your convenience. Contact our firm today for legal counsel from experienced attorneys.

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