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You are here: Home / Archives for Bankruptcy / Chapter 7 Bankruptcy

Chapter 7 Bankruptcy - Frequently Asked Questions

Why file for chapter 7 bankruptcy?

September 18, 2013
Written by Christopher Migliaccio

Business man holding a stack of papers and the top paper says bankruptcy chapter 7

One of the most common reasons a person will file for chapter 7 bankruptcy is to discharge insurmountable debts. This typically helps pave the way for a fresh financial start. Although there are several options available for declaring bankruptcy in Texas, many consumers opt for chapter 7 because of … [Read more...]

FAQ Category: Chapter 7 Bankruptcy

How long will a Chapter 7 bankruptcy stay on my credit history?

January 9, 2013
Written by Christopher Migliaccio

Having a bankruptcy on your credit history won’t mar your record for life, but it will appear on your record for ten years from the date of filing. This is one of many things you should consider if evaluating whether filing Chapter 7 bankruptcy is the right choice for you. Your Richardson lawyer can … [Read more...]

FAQ Category: Bankruptcy, Chapter 7 Bankruptcy

Am I going to have to give up my personal possessions or property in bankruptcy?

March 29, 2012
Written by Christopher Migliaccio

If you are filing for bankruptcy in the United States, you may be wondering if you will have to give up your personal possessions or property. This will depend on the type of property. Law firms in Dallas, Texas who handles bankruptcy cases can help. Some of the laws surrounding bankruptcy will … [Read more...]

FAQ Category: Chapter 7 Bankruptcy

Is Chapter 7 bankruptcy harder to qualify for now?

March 29, 2012
Written by Christopher Migliaccio

Our law firm in Dallas has spent years making sure we fully understand how the 2005 changes to U.S. bankruptcy rules will impact our clients. The bankruptcy cases we’ve handled since have shown that these new laws can make it more difficult for you to file Chapter 7 bankruptcy in Dallas, as well as … [Read more...]

FAQ Category: Chapter 7 Bankruptcy

What will not be stopped by an automatic stay in bankruptcy?

March 29, 2012
Written by Christopher Migliaccio

An automatic stay can help protect you from lawsuits and other actions when you’ve been declared bankrupt. To learn what your rights are, you should consult with a law firm in Dallas, TX that handles bankruptcy cases. A voluntary petition for bankruptcy means that you’re seeking a legal way to … [Read more...]

FAQ Category: Chapter 7 Bankruptcy

Will I be able to keep my home in Chapter 7 bankruptcy?

March 29, 2012
Written by Christopher Migliaccio

In a Dallas chapter 7 bankruptcy filing, you will be able to keep your home on the condition that all of the equity in your home is exempt equity. Before you put yourself on the bankruptcy filing list, gather more information on how the existing bankruptcy code applies to your current financial … [Read more...]

FAQ Category: Chapter 7 Bankruptcy

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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