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You are here: Home / Archives for Bankruptcy Tag

More student loan borrowers are getting relief through bankruptcy after Biden policy change | Warren & Migliaccio

July 18, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

By Katie Lobosco, CNN Washington (CNN) — More student loan borrows have successfully received debt relief through bankruptcy after the Biden administration implemented a new policy to make the process easier nearly two years ago, according to data released by the Department of Justice Wednesday. A … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

Navigating Last-Minute Holiday Custody Changes in Texas | Warren & Migliaccio

July 7, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Girl in a Santa cap laying on the floor with her eyes closed holding a stuffed animal

HEB, CVS, Walgreens, and every other retailer in Texas set off the unofficial start to the wintertime holidays right after Halloween. Christmas displays and holiday decor have been up for weeks, but now that the holiday season quickly approaches, divorced and otherwise separated parents face a … [Read more...]

Categories: Child Custody, Divorce Tagged: Bankruptcy Tag

Joint Bankruptcy Filing for Married Couples

June 7, 2013
Written by Christopher Migliaccio Leave a Comment | Last updated on July 3, 2025

Close up of a man and woman's hands with wedding rings

Married couples must decide between joint filing or separate filing when determining which is the right choice for them when filing bankruptcy in Texas. Bankruptcy is a complicated process and it involves many different rules and laws. These laws should be reviewed with a Plano bankruptcy attorney … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

What Is A Reaffirmation Agreement In A Chapter 7 Bankruptcy?

September 2, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Distraught man with both hands on his head sitting by stacks of coins and a gavel on a soundblock

Filing for Chapter 7 bankruptcy can be a difficult decision. It’s important to understand the ins and outs of the process and what it means for your financial future. One of those considerations is what is a reaffirmation agreement in a chapter 7 bankruptcy? In a Chapter 7 bankruptcy, a … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

How Much Debt Do You Need to File Chapter 7 Bankruptcy?

August 12, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Sandstone 'BANK' sign breaking up with cracks

Bankruptcy is a major financial decision that can provide relief from overwhelming debt. But it's not a choice to make lightly. Knowing the right time to file for bankruptcy is important. This helps ensure it works as intended and doesn't cause more problems.  At Warren & Migliaccio, we … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

Do I Have to Go to Court for Chapter 7? Key Insights

September 18, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Chapter 7 Bankruptcy hearing paperwork with a gavel sitting on top of it

Sarah let out a frustrated sigh as she read the email. "Well, it's official — my 341 meeting with the bankruptcy trustee is scheduled for next week." "Oh man, do you have to actually go to the courthouse for that?" Emily asked with a concerned look. Sarah shook her head. "Thankfully, no. Since … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Protecting Disability Benefits in Chapter 7 Bankruptcy: A Texas Guide

September 27, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Sign that says "Disability Insurance" next to a pile of $100 bills and a stethoscope

Have you ever found yourself in the midst of a financial storm, hoping and praying for a life raft? Yes, we’re talking about the perfect storm–bankruptcy. Going through a bankruptcy might feel like you’re stranded in open seas amidst a never-ending storm that threatens to put you—and all your … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

Can I Get a HELOC After Chapter 7 Discharge?

September 7, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Miniature house and keys sitting on top of a pile of money

As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Bankruptcy Social Stigma is Changing

June 26, 2013
Written by Christopher Migliaccio Leave a Comment | Last updated on July 3, 2025

Multiple people with their hands in a pile

Many people know that bankruptcy is most likely their best option but avoid filing a petition because they fear the social stigma. However, the perception of bankruptcy is changing. Many people can relate to difficult life events and are taking a much less reproachful view on filing for Texas … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Could a zombie mortgage put you at risk of foreclosure? Long-forgotten debt is coming back to haunt homeowners. | Warren & Migliaccio

July 24, 2024
Written by Christopher Migliaccio | Last updated on July 3, 2025

Chart from Taylor Johnston/CBS News about performance of 2nd lien home equity loans

Jose Arzate once dreamed of a peaceful retirement in a quiet neighborhood in his hometown. A 24-year veteran of the county probation office, Arzate thought he had achieved the American Dream when he purchased a three-bedroom ranch house in Santa Maria, California, 20 years ago. "As an immigrant, you … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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