Most unsecured gambling debt can be discharged in a Texas bankruptcy unless a creditor proves fraud or a Bankruptcy Code presumption applies. Problems usually come from recent cash advances, last-minute charges, or false information on a credit application. The sooner you gather records and assess … [Read more...]
Does Bankruptcy Eliminate All Debt in Texas?
No. Bankruptcy in Texas erases most unsecured debts—credit cards, medical bills, personal loans, and deficiency balances—but priority obligations such as child support, alimony, recent income taxes, most student loans, and court fines survive. Secured liens also remain unless you surrender the … [Read more...]
Do I Need a Lawyer for a Credit Card Lawsuit? Here’s What You Should Know
As a debt defense attorney here in Texas, I’m familiar with the calls from clients when they realize they can use my help in a credit card lawsuit. Thomas was one of them. After putting off the call for as long as he could, one morning he reached out to me. “Chris, I didn't think it would … [Read more...]
