Quick Answer: How do I vacate a default judgment in Texas? If you receive a default judgment, file a motion for new trial within 30 days, or if later, pursue a restricted appeal within six months or file a bill of review within four years. File a motion for new trial within 30 days under … [Read more...]
What Courts Handle Debt Collection Cases in Texas? A Complete Guide
Quick Answer: What courts handle debt collection cases in Texas? If you owe ≤ $20,000, file in Justice Court; for $20,001–$250,000, file in County Court at Law; over $250,000 or seeking injunctions, file in District Court. Justice Court (Tex. R. Civ. P. 502.5): debts ≤ $20,000. County … [Read more...]
Chances of Winning a Credit Card Lawsuit in Texas
Quick Answer: How do I win a credit-card lawsuit in Texas? Beat a Texas credit-card suit by answering on time, making the plaintiff prove it owns the debt, and raising every defense the law allows. File a written Answer within 14–20 days of service to stop default. Demand … [Read more...]
Abstract of Judgement Texas: How a Simple Filing Becomes a Powerful Lien on Your Property
Abstract of judgment in Texas. A certified, one-page summary of a money judgment recorded with the county clerk immediately becomes a judgment lien on all non-exempt real property the debtor owns—or later buys—in that county. The lien lasts ten years but may be renewed before it … [Read more...]
How Long Does a Judgment Last in Texas?
As an experienced debt defense attorney here in Texas, I know how long does a judgment last in Texas after my clients think they're in the clear. Nathan called me one day after learning that a judgment—over ten years old—had been revived. “Chris, things have been great. I’m making so much money … [Read more...]
What Is Zombie Debt? A Complete Guide to Understanding and Handling Old Debts
As an experienced debt defense attorney here in Texas, I’ve received many calls from clients about a debt they thought was long dead but then suddenly resurfaces and comes back to life. Lydia’s a perfect example. “Chris, I’m getting these terrible flashbacks to when I was dealing with … [Read more...]
Can a Credit Card Company Sue You? Know Your Rights in Texas
As a debt defense attorney here in Texas, I’ve seen clients suddenly realize that a credit card company can sue them if they miss their payments. Laura didn’t know this could happen until she learned that a credit card company was suing her friend. Worried about her own debt, Laura wondered if a … [Read more...]
