Quick Answer: How do I vacate a default judgment in Texas? If you receive a default judgment, file a motion for new trial within 30 days, or if later, pursue a restricted appeal within six months or file a bill of review within four years. File a motion for new trial within 30 days under … [Read more...]
What Courts Handle Debt Collection Cases in Texas? A Complete Guide
Quick Answer: What courts handle debt collection cases in Texas? If you owe ≤ $20,000, file in Justice Court; for $20,001–$250,000, file in County Court at Law; over $250,000 or seeking injunctions, file in District Court. Justice Court (Tex. R. Civ. P. 502.5): debts ≤ $20,000. County … [Read more...]
Chances of Winning a Credit Card Lawsuit in Texas
Quick Answer: Your Chances of Winning a Credit Card Lawsuit in Texas Serving Texas statewide • Bankruptcy limited to DFW • Texas-barred attorneys Reviewed by: Christopher Migliaccio, Managing Partner • Updated: Nov. 6, 2025 We help Texans beat credit card lawsuits by filing timely Answers … [Read more...]
Abstract of Judgement Texas: How a Simple Filing Becomes a Powerful Lien on Your Property
In Texas, a certified one-page abstract of judgment recorded with the county clerk immediately becomes a judgment lien on all non-exempt real property you own—or later buy—in that county. The lien usually lasts ten years and can often be renewed before it expires. Introduction Received notice … [Read more...]
How Long Does a Judgment Last in Texas?
As an experienced debt defense attorney here in Texas, I know how long does a judgment last in Texas after my clients think they're in the clear. Nathan called me one day after learning that a judgment—over ten years old—had been revived. “Chris, things have been great. I’m making so much money … [Read more...]
What Is Zombie Debt? A Complete Guide to Understanding and Handling Old Debts
As an experienced debt defense attorney here in Texas, I’ve received many calls from clients about a debt they thought was long dead but then suddenly resurfaces and comes back to life. Lydia’s a perfect example. “Chris, I’m getting these terrible flashbacks to when I was dealing with … [Read more...]
Can a Credit Card Company Sue You? Know Your Rights in Texas
As a debt defense attorney here in Texas, I've seen clients suddenly realize that a credit card company can sue them if they miss their payments. Laura didn't know this could happen until she learned that a credit card company was suing her friend. Worried about her own debt, Laura wondered if a … [Read more...]
What to Do if Facing an Atlas Credit Lawsuit in Texas
If Atlas Credit is suing you in Texas, file a timely Answer to avoid a default judgment and require Atlas Credit to prove the debt. Your deadline depends on the court listed on your citation. After you respond, you can evaluate options like settlement, bankruptcy, or another resolution based on your … [Read more...]
