Quick Answer: What courts handle debt collection cases in Texas? If you owe ≤ $20,000, file in Justice Court; for $20,001–$250,000, file in County Court at Law; over $250,000 or seeking injunctions, file in District Court. Justice Court (Tex. R. Civ. P. 502.5): debts ≤ $20,000. County … [Read more...]
Chances of Winning a Credit Card Lawsuit in Texas
Quick Answer: How do I win a credit-card lawsuit in Texas? Beat a Texas credit-card suit by answering on time, making the plaintiff prove it owns the debt, and raising every defense the law allows. File a written Answer within 14–20 days of service to stop default. Demand … [Read more...]
Can I Be Sued Twice for the Same Debt in Texas?
Imagine paying off an old credit card balance, then getting sued again by a new debt collector. I’ve seen this happen many times in Texas. Errors in the debt collection process, like lost paperwork or database mistakes, can cause multiple lawsuits for the same debt. Texas has borrower-friendly … [Read more...]
How Much Does It Cost a Creditor to Sue You In Texas?
When a creditor decides to sue you for unpaid debt, they pay different costs, such as court filing fees and attorney’s fees. You might wonder, “How much does it cost a creditor to sue you?” This article explains those expenses and covers the main factors that affect a creditor’s choice to take legal … [Read more...]
