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You are here: Home / Archives for debt collection agency

What Courts Handle Debt Collection Cases in Texas? A Complete Guide

July 30, 2025
Written by Christopher Migliaccio

Debt collection is shown using a text - What Courts Handle Debt Collection Cases in Texas? A Complete Guide

Quick Answer: What courts handle debt collection cases in Texas? If you owe ≤ $20,000, file in Justice Court; for $20,001–$250,000, file in County Court at Law; over $250,000 or seeking injunctions, file in District Court. Justice Court (Tex. R. Civ. P. 502.5): debts ≤ $20,000. County … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: credit card attorney, credit card lawsuit, debt collection agency, debt collection lawsuit, TD Bank Debt Collection Lawsuit

Chances of Winning a Credit Card Lawsuit in Texas

July 25, 2025
Written by Christopher Migliaccio

Chances of Winning a Credit Card Lawsuit in Texas

Quick Answer: Your Chances of Winning a Credit Card Lawsuit in Texas Serving Texas statewide • Bankruptcy limited to DFW • Texas-barred attorneys Reviewed by: Christopher Migliaccio, Managing Partner • Updated: Nov. 6, 2025 We help Texans beat credit card lawsuits by filing timely Answers … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: credit card attorney, Credit Card Debt, debt collection agency, debt collection lawsuit, Texas debt defense lawyers

Can I Be Sued Twice for the Same Debt in Texas?

May 19, 2025
Written by Christopher Migliaccio

debt blocks carrying by man to showcase the burden of high debt on his shoulder

Imagine paying off an old credit card balance, then getting sued again by a new debt collector. I’ve seen this happen many times in Texas. Errors in the debt collection process, like lost paperwork or database mistakes, can cause multiple lawsuits for the same debt. Texas has borrower-friendly … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: Credit Card Lawsuits, debt collection agency, debt defense, debt defense attorney

How Much Does It Cost a Creditor to Sue You In Texas?

May 9, 2025
Written by Christopher Migliaccio

cost incurred on creditor to sue you

When a creditor decides to sue you for unpaid debt, they pay different costs, such as court filing fees and attorney’s fees. You might wonder, “How much does it cost a creditor to sue you?” This article explains those expenses and covers the main factors that affect a creditor’s choice to take legal … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: credit card lawsuit, debt collection agency, debt collection lawsuit, debt lawsuits

Sued by Johnson Mark, LLC in Texas? Your Settlement & Defense Guide

October 15, 2024
Written by Christopher Migliaccio

Business concept with hundred dollar bills on top of downtown buildings

If Johnson Mark, LLC sues you in Texas, act fast: file your Answer by the Texas deadline, verify the debt and who owns it, and explore settlement or defense options to avoid default judgment and potential bank-account garnishment of non-exempt funds. Are you currently being sued by Johnson Mark, … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: Bankruptcy Tag, debt collection agency, debt collection lawsuit, debt defense attorney, Texas debt defense lawyers

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is Co-Founding Partner and Managing Partner of Warren & Migliaccio, L.L.P., where along with Gary Warren he leads a team of attorneys serving Texas families since 2006. A graduate of Thomas M. Cooley School of Law with a B.A. in Accountancy, he oversees the firm's practice areas including debt defense, bankruptcy, divorce, child custody, and estate planning.

Licensed by the State Bar of Texas (#24053059 ✓), Christopher and his team serve clients statewide for debt defense and estate planning matters, while focusing on North Texas families for bankruptcy and family law cases. His unique financial background and nearly two decades of leadership enable him to ensure each client receives compassionate, strategic guidance. He is dedicated to protecting clients' rights and helping Texas families achieve financial stability and peace of mind.

If you have questions about this article, contact Christopher Migliaccio to discuss your situation.

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