If you’re drowning in credit card debt, you might be wondering: can credit card companies take your house? Many homeowners are facing financial difficulties and worry about losing their homes due to credit card debt. That’s a fear for many Texas homeowners, especially when bills pile up and you … [Read more...]
What Happens if a Debt Collector Takes You to Court
Facing a debt collector in court is stressful. Nobody wants to be in this situation. Getting a notice that a debt collector is taking you to court can feel overwhelming. It raises questions about what happens next. It is crucial to accept delivery of legal notices to avoid default judgments, … [Read more...]
Can a Collection Agency Sue You After 7 Years?
If you're dealing with debts, you might wonder, "Can a collection agency sue you after 7 years?" This question comes up often because many people believe that after a certain time period, debts just disappear. However, the reality is a bit more complicated. In Texas, the rules around debt collection … [Read more...]
What Happens When a Credit Card Company Sues You in Texas: What to Do
When a credit card company sues you for unpaid credit card debt they’ve decided to take legal action to collect the debt you owe. This type of legal action is called a debt collection lawsuit and ignoring it can have severe consequences. This article will walk you through what happens when a credit … [Read more...]
What Happens If You Ignore a Lawsuit? A Guide
Being served with a lawsuit in Texas—especially for an old credit card, medical bill, or personal loan—can be overwhelming. Many people ask, “What happens if you ignore a lawsuit?” and hope it will just go away. In reality, ignoring a debt collection lawsuit in Texas almost always makes things … [Read more...]
Will Debt Collectors Sue Over Low Credit Card Debt?
Will debt collectors sue over low credit card debt? This guide explains it all. Dealing with debt collectors can feel overwhelming, especially when you're concerned about potential lawsuits over low credit card debt. This guide answers a common question: Will debt collectors sue over small debts? … [Read more...]
What to Do if Facing a Spring Oaks Capital Lawsuit in Texas
Have you been served with a Spring Oaks Capital lawsuit? If so, you may be feeling stressed and uncertain about what steps to take next. Fortunately, you have legal options available to you to resolve the lawsuit. Below, our Texas debt collection defense lawyers break down what to know about Spring … [Read more...]
What to Do When Being Sued by American Express in Texas
If American Express sues you in Texas, you usually need to file an Answer by the deadline for your court to avoid a default judgment. Once your deadline is protected, gather your records and decide whether to fight the case, negotiate settlement, or consider bankruptcy. Below, we explain the … [Read more...]
