Putting a house with a mortgage into a trust can be a complex but rewarding estate planning strategy. Many homeowners consider this option to safeguard their assets and make it easier to pass their property to their heirs. However, the process can be tricky, especially when there's an existing … [Read more...]
Protecting Disability Benefits in Chapter 7 Bankruptcy: A Texas Guide
Have you ever found yourself in the midst of a financial storm, hoping and praying for a life raft? Yes, we’re talking about the perfect storm–bankruptcy. Going through a bankruptcy might feel like you’re stranded in open seas amidst a never-ending storm that threatens to put you—and all your … [Read more...]
Can I Get a HELOC After Chapter 7 Discharge?
As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]
Custodial Parent Moving Out of State: What’s Now?
Introduction: Dan and Maria “You're what?” Dan told his ex-wife Maria that even though he heard her very well when she told him she was moving out of state, He’s been living in Texas, raising his children, and navigating the complexities of joint custody. Then, out of the blue, a curveball is … [Read more...]
What to Do if Sued by Safe Haven Security in Texas
Safe Haven Security, Inc. is a home security services company that provides security systems and monitoring. It sues customers for delinquent account balances and alleged contract breaches. We understand that being sued for debt collection can feel overwhelming. However, it is important to know that … [Read more...]
How to Create a Power of Attorney: A Comprehensive Guide
Planning a future where you might not be able to make decisions for yourself isn't easy. But creating a power of attorney is a crucial step in protecting your interests and ensuring your wishes are carried out. Let's explore how to create a power of attorney, a legal document that can give you peace … [Read more...]
Bankruptcy Social Stigma is Changing
Many people know that bankruptcy is most likely their best option but avoid filing a petition because they fear the social stigma. However, the perception of bankruptcy is changing. Many people can relate to difficult life events and are taking a much less reproachful view on filing for Texas … [Read more...]
Your Divorce: What About Health Coverage?
When you find yourself seeking the services of a Plano family law attorney because you will be filing for divorce or your spouse has already filed a petition for divorce, you will no doubt ask your family law attorney the standard questions regarding division of property, child custody and child … [Read more...]
Could a zombie mortgage put you at risk of foreclosure? Long-forgotten debt is coming back to haunt homeowners. | Warren & Migliaccio
Jose Arzate once dreamed of a peaceful retirement in a quiet neighborhood in his hometown. A 24-year veteran of the county probation office, Arzate thought he had achieved the American Dream when he purchased a three-bedroom ranch house in Santa Maria, California, 20 years ago. "As an immigrant, you … [Read more...]
5 Signs That Bankruptcy May Be Warranted
Your debts have been growing for some time and you’ve been fighting the good fight in an effort to keep up with them. How do you decide when it’s time to seek relief under federal bankruptcy protection? Here are five signs that bankruptcy might be a wise option. You’re using credit cards to … [Read more...]
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