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When Does Trying to Collect a Debt Become a Crime?

August 14, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

a debt collector in a call center harassing a debtor during bankruptcy

Debt collection is a legitimate activity that allows creditors to recover money owed to them, but there are strict legal boundaries that debt collectors must follow. When these boundaries are crossed, particularly in Texas, the act of trying to collect a debt can shift from being lawful to criminal. … [Read more...]

Categories: Debt Harassment, Debt Relief

How Does Filing for Bankruptcy Affect Your Credit Score?

August 16, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

a chart showing a line going up representing a credit score after bankruptcy

Filing for bankruptcy is a significant financial decision, one that comes with both immediate relief and long-term consequences, particularly concerning your credit score. As an attorney who has guided thousands of clients through Chapter 7 and Chapter 13 bankruptcies, I understand the anxiety and … [Read more...]

Categories: Bankruptcy

Is Chapter 13 Bankruptcy Different in Different States? (Is it a Federal or State Court Action?)

August 20, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

Satellite image of Texas

When considering Chapter 13 bankruptcy, many people wonder whether the process varies from state to state. Is it influenced by federal regulations, or do state laws play a role? Understanding how Chapter 13 bankruptcy operates can clarify these questions and help you make informed … [Read more...]

Categories: Bankruptcy

Understanding the Texas Tax Audit Process

July 19, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

a calculator sitting on a wooden table

While the IRS receives the most attention regarding tax audits, it's crucial to remember that the Texas Comptroller of Public Accounts also conducts audits to ensure compliance with state tax laws. This blog will dive into the Texas tax audit process, including common triggers, the audit timeline, … [Read more...]

Categories: Tax Debt

Protecting Adopted Children from Identity Theft

July 13, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

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Identity theft is a serious crime that can have devastating consequences for victims of all ages. However, adopted children are at an increased risk due to the nature of the adoption process and the potential exposure of their personal information. This blog post, written by Christopher … [Read more...]

Categories: Adoption, Identity Theft

Everything You Need to Know About Debt Lawsuits in Texas

July 7, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

a guy feeling stressed because he is in debt

If you've been sued by a debt collector in Texas, you’re not alone. Thousands of Texans face debt lawsuits every year, and navigating this legal minefield can be overwhelming. As an attorney with years of experience handling debt lawsuits, I've represented countless clients in similar situations. In … [Read more...]

Categories: Debt Lawsuits

How To Choose the Right Attorney

July 3, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

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Selecting legal counsel is a critical decision that can significantly impact the outcome of a legal matter. This guide will delve into the essential factors to consider when choosing the right attorney in Texas. Understanding Your Legal Needs Before initiating your attorney search, clearly … [Read more...]

Categories: Attorneys

Should I wait 60 days to get my divorce?

July 1, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

a sad woman sitting in a chair

To learn more about the 60 day waiting period for divorce, please check out our latest blog: What is the 60 Day Waiting Period Divorce Texas? The 60-Day Waiting Period in Texas: Legal Framework and Exceptions Texas Family Code § 4.002(a) establishes the mandatory waiting period in divorce … [Read more...]

Categories: Divorce

The differences between Personal and Business bankruptcy

June 30, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

A man's hnd holding a sign that says "BANKRUPTCY".

The Crossroads of Financial Distress: Navigating Personal and Business Bankruptcy in Texas Financial hardship can strike at any time, impacting both individuals and business entities. When faced with overwhelming debt, navigating the complexities of bankruptcy can seem like a daunting prospect. In … [Read more...]

Categories: Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

Divorce Trends and Patterns

July 15, 2024
Written by Christopher Migliaccio | Last updated on October 8, 2024

unhappy wife at christmas time

Divorce is a complex and often emotionally charged process that can have far-reaching consequences for individuals and families. While there is no ideal time to end a marriage, certain patterns and trends emerge regarding the timing of divorce filings. This blog post will explore these trends and … [Read more...]

Categories: Divorce

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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