Reasons to file bankruptcy in Texas often come down to getting real debt relief fast. But the right path depends on your income, assets, and what types of debts you have. Some debts can be wiped out. Others will still have to be paid. Key Takeaways Filing triggers the automatic … [Read more...]

Yes, filing Chapter 7 bankruptcy immediately stops car repossession through the automatic stay. However, the automatic stay doesn't eliminate your lender's lien on the vehicle. If you're behind on payments, you'll need to catch up quickly, reaffirm the loan, redeem the car, or surrender it. In North … [Read more...]

Alternatives to bankruptcy in Texas can work, but it depends on your debt type, how close you are to a lawsuit, and what you own. Many Texans have strong wage and property protections, but secured debts like a mortgage or car loan can still lead to foreclosure or repossession. Bankruptcy can feel … [Read more...]

Can utility bills be included in chapter 7 bankruptcy in Texas? Yes, in most cases past-due utility bills can be included and discharged, but you must keep paying future utility bills and you may have to post a new deposit to keep service on. Cable, internet, and cell phone service may not get the … [Read more...]

Bills pile up, creditor calls keep coming, and the threat of foreclosure or a judgment feels real. What can you do next in Texas? Types of bankruptcies in Texas matter because Chapter 7, Chapter 13, and Chapter 11 each affect exemptions, the automatic stay, discharge rules, and how trustees handle … [Read more...]

Facing bills and unsure what cash you can keep if you file Chapter 7 in Texas? Among types of bankruptcies in Texas, Chapter 7 can wipe out many debts but raises clear questions about cash exemption limits and which assets count as exempt property. This article explains Texas bankruptcy exemptions, … [Read more...]

Disclaimer: We do not file business bankruptcies. This guide is informational only. If Chapter 11 or Subchapter V may be right for your situation, we can refer you to a trusted Texas business-bankruptcy firm. When a business struggles to pay rent or creditors, understanding how bankruptcy law … [Read more...]

Being overwhelmed by bills, wage garnishments, or the threat of losing your car is a frightening and common experience. Within Types of Bankruptcies in Texas, Chapter 7 is the path many people take when they need fast debt relief through discharge and liquidation of nonexempt assets. Still, it … [Read more...]

When bills pile up, many Texans face the same worry: Will I lose my home, car, or retirement savings? Understanding Types of Bankruptcies in Texas, such as Chapter 7 and Chapter 13, helps you see how exemptions work and what stays protected from creditors. This article explains Texas bankruptcy … [Read more...]