"Ever since I lost my business during the pandemic, I’ve feared going down the road to bankruptcy. Of all the things I worried about, the one that kept troubling me most was a creditor coming for my car," Dale told his friend Ernie. “I get it, there’s something about a man’s car that makes it more … [Read more...]
3 Vital Questions to Ask a Texas Chapter 7 Attorney
Before you decide to hire a Texas Chapter 7 attorney to help you deal with the bankruptcy courts in Texas, you should be confident in the attorney's experience and services. Not all attorneys handle all types of Texas bankruptcy filings, and some lack the necessary experience to take your case to … [Read more...]
3 ways your credit card debt can be forgiven | Warren & Migliaccio
If you're feeling overwhelmed by expensive credit card debt, there are a few different debt forgiveness options to pursue. Credit card debt can be a significant financial burden, but it's one that many Americans are carrying. Not only does the average cardholder have nearly $8,000 in credit card … [Read more...]
What To Do If You Inherit Fine Art | Warren & Migliaccio
Managing Inherited Art: Your Options and Best Practices Inherited art often carries emotional, aesthetic, and financial value. Yet, it also brings a heavy responsibility. You can keep, donate, or sell the artwork. No matter the choice, ensure the art is insured, stored, and transported properly. … [Read more...]
Which debts are not forgiven when you file for bankruptcy?
This blog was written by Christopher Migliaccio, co-founder of Warren & Migliaccio, L.L.P. Chris is a recognized expert in bankruptcy law and has represented thousands of clients through the bankruptcy process. In this article Chris will reveal what debts are not forgiven when you file for … [Read more...]
How Long Does It Take For Chapter 7 Bankruptcy?
Filing for bankruptcy can feel overwhelming. When you need to file bankruptcy, you’re likely wondering how long does it take for Chapter 7 bankruptcy, especially in Texas. This guide provides clarity on timelines, influencing factors, and the benefits of legal help. Achieving debt relief through … [Read more...]
Can a Second Mortgage Be Discharged in Chapter 7?
As an attorney with extensive experience in bankruptcy law here in Texas, I encounter clients facing all sorts of complex financial challenges. I remember the first call I received from a new client named Hank, a Texan grappling with how to manage the second mortgage on his home that he just … [Read more...]
Chapter 7 Means Test Calculator Online: A Guide to Financial Relief
As an attorney focused on consumer bankruptcy law, I recently had an encounter with a single mother struggling to make ends meet. Let's call her Sarah for story purposes even though that’s not her real name. Juggling multiple jobs to support her two young children, Sarah found herself drowning in … [Read more...]
Hire a Specific Chapter 7 Texas Attorney
There are many distinct differences between the process of filing Chapter 7 and Chapter 13 personal bankruptcy in the bankruptcy courts of Texas. Not all bankruptcy attorneys will handle all types of Texas bankruptcy filings, so it’s important to research all your options before choosing a law firm … [Read more...]
No Funds Available for Additional Chapter 7 Trustee Payments | Warren & Migliaccio
The Department of Justice (DOJ) has advised the Administrative Office of the U.S. Courts that it has no funds available to transfer to the Judiciary to make additional payments to eligible chapter 7 bankruptcy trustees for fiscal year 2023. Trustees interested in receiving the additional payments … [Read more...]
