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You are here: Home / Archives for Bankruptcy / Chapter 7 Bankruptcy

Applications Open for PACER User Group | Warren & Migliaccio

August 2, 2024
Written by Christopher Migliaccio

Federal Judiciary Seeks Applicants for EPA Public User Group The federal Judiciary is inviting applications for its EPA Public User Group, which advises on enhancing electronic public access (EPA) services. This group comprises up to 12 members from diverse sectors, including legal, commercial, … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

Amex Inks $3M Deal To Settle Girardi Bankruptcy Suit Claims – | Warren & Migliaccio

July 30, 2024
Written by Christopher Migliaccio

A gavel, a pen, and a document on a desk are in front of a blurred background with a person in a suit. Icons of money and a scale, along with the word "BANKRUPTCY," are overlaid.

American Express has agreed to a $3 million settlement to resolve claims by the Girardi Keese bankruptcy trustee. The trustee accused American Express’s banking unit and a subsidiary of facilitating $50.25 million in fraudulent transfers as part of the defunct law firm’s scheme to deceive … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

Understanding the Chapter 7 Bankruptcy Process

July 29, 2024
Written by Christopher Migliaccio

bankruptcy court

Chapter 7 bankruptcy is a legal process that can offer a fresh start for individuals overwhelmed by debt. In Texas, our law firm, Warren & Migliaccio, L.L.P. have helped thousands of people through the bankruptcy process, so we have created this blog to explain what Chapter 7 bankruptcy is, … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy

3 ways your credit card debt can be forgiven | Warren & Migliaccio

July 26, 2024
Written by Christopher Migliaccio

If you're feeling overwhelmed by expensive credit card debt, there are a few different debt forgiveness options to pursue. Credit card debt can be a significant financial burden, but it's one that many Americans are carrying. Not only does the average cardholder have nearly $8,000 in credit card … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

Can a Second Mortgage Be Discharged in Chapter 7?

July 25, 2024
Written by Christopher Migliaccio

Illustration of a person with a laptop and a thoughtful expression, accompanied by the text "SECOND MORTGAGE?" and a numbered list from 1 to 3—navigating the complexities even after Chapter 7 discharge.

As an attorney with extensive experience in bankruptcy law here in Texas, I encounter clients facing all sorts of complex financial challenges. I remember the first call I received from a new client named Hank, a Texan grappling with how to manage the second mortgage on his home that he just … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

Bankruptcy Filings Rise 16.2 Percent | Warren & Migliaccio

July 25, 2024
Written by Christopher Migliaccio

Personal and business bankruptcy filings rose 16.2 percent in the twelve-month period ending June 30, 2024, compared with the previous year.  According to statistics released by the Administrative Office of the U.S. Courts, annual bankruptcy filings totaled 486,613 in the year ending June 2024, … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

What are the best ways to get rid of $30,000 in credit card debt? | Warren & Migliaccio

July 24, 2024
Written by Christopher Migliaccio

Don't get discouraged with your high credit card balances; there are options to tackle what you owe. If you're struggling to pay off what you owe on your credit cards, you certainly aren't alone. With the average credit card rate closing in on 23%, any cardholder who carries a balance from month to … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

Not sure if credit card debt forgiveness is right for you? Ask these 5 questions first | Warren & Migliaccio

July 24, 2024
Written by Christopher Migliaccio

Be sure to ask yourself the right questions before deciding what debt relief option is best for you. Carrying credit card debt can be a heavy burden, impacting your financial health and overall well-being. And, while that's true in nearly any economy, it may be especially true right now. After all, … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

Could a zombie mortgage put you at risk of foreclosure? Long-forgotten debt is coming back to haunt homeowners. | Warren & Migliaccio

July 24, 2024
Written by Christopher Migliaccio

Jose Arzate once dreamed of a peaceful retirement in a quiet neighborhood in his hometown. A 24-year veteran of the county probation office, Arzate thought he had achieved the American Dream when he purchased a three-bedroom ranch house in Santa Maria, California, 20 years ago. "As an immigrant, you … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

More student loan borrowers are getting relief through bankruptcy after Biden policy change | Warren & Migliaccio

July 18, 2024
Written by Christopher Migliaccio

By Katie Lobosco, CNN Washington (CNN) — More student loan borrows have successfully received debt relief through bankruptcy after the Biden administration implemented a new policy to make the process easier nearly two years ago, according to data released by the Department of Justice … [Read more...]

Categories: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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