If you're dealing with debts, you might wonder, "Can a collection agency sue you after 7 years?" This question comes up often because many people believe that after a certain time period, debts just disappear. However, the reality is a bit more complicated. In Texas, the rules around debt collection … [Read more...]
What to Know if Facing a Galaxy International Purchasing, LLC Lawsuit in Texas
When you receive a lawsuit notice from a company like Galaxy International Purchasing, LLC, it can feel overwhelming. Uncertainty and anxiety about what it means and what to do are common reactions. You may also wonder if the notice is a scam because you may not have heard of the company suing you. … [Read more...]
What Happens If You Ignore a Lawsuit? A Guide
Facing a lawsuit can be scary. Many people wonder what happens if you ignore a lawsuit, hoping it will just disappear. Ignoring a debt collection lawsuit can lead to serious financial trouble. This post covers what happens if you ignore a lawsuit, focusing on debt collection cases. A lawsuit … [Read more...]
What Do I Do if Absolute Resolutions Investments, LLC Is Suing Me in Texas?
Being sued for debt collection can be daunting. If Absolute Resolutions Investments, LLC is suing you, you may understandably be confused and unsure how to defend yourself. You may also consider ignoring the lawsuit. However, you likely have more legal options than you think to fight the lawsuit. … [Read more...]
Facing a Credit Acceptance Lawsuit: What Do I Do if Sued in Texas?
We understand that being sued by Credit Acceptance Corporation can be a stressful experience, especially when you are already dealing with financial challenges. You may wonder, “Credit Acceptance is suing me for debt collection. What should I do?” In the article below, our Texas debt collection … [Read more...]
Will Debt Collectors Sue Over Low Credit Card Debt?
Will debt collectors sue over low credit card debt? This guide explains it all. Dealing with debt collectors can feel overwhelming, especially when you're concerned about potential lawsuits over low credit card debt. This guide answers a common question: Will debt collectors sue over small debts? … [Read more...]
What to Do if Facing an Ally Bank Lawsuit in Texas
Are you being sued by Ally Bank for debt collection in Texas? Whether you recognize the debt or not, it is normal to feel overwhelmed and stressed by a lawsuit. However, you have legal options available to you to protect yourself from a default judgment and resolve the lawsuit in a favorable way. … [Read more...]
What Happens After a Default Judgement is Issued: How to Deal With It?
Have you recently lost a debt collection case to a debt collector but have no way to pay it without ruining yourself financially? Many debt collectors are simply looking to gain money, and they often don’t expect you to have any way to defend yourself in court, but don’t fret. If you're wondering … [Read more...]
What Is Zombie Debt? A Complete Guide to Understanding and Handling Old Debts
As an experienced debt defense attorney here in Texas, I’ve received many calls from clients about a debt they thought was long dead but then suddenly resurfaces and comes back to life. Lydia’s a perfect example. “Chris, I’m getting these terrible flashbacks to when I was dealing with … [Read more...]
Credit Card Company Sues You: First Steps
Can a credit card company sue you? And what can I do about this legal action? These are questions we get quite often at our law office. Being served with a lawsuit for unpaid credit card debt is a startling and scary experience. Whether you’ve been served by the original creditor (the credit … [Read more...]
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