Some situations like debt are unavoidable, as they can save you in your hour of need. However, left unchecked, debt, such as that of a credit card, has repercussions and could land you in court. For a credit card company to reach the point of suing you, it will have exploited all other means of … [Read more...]
How to Get a Debt Lawsuit Dismissed in Texas
Are you currently facing a debt collection lawsuit in Texas? While facing a debt lawsuit may feel overwhelming and uncertain, you have legal options to resolve it. Also, taking the right legal action can make all the difference in the outcome. Depending on the circumstances specific to your case, … [Read more...]
What Does It Mean To Get Served A Lawsuit In Texas
The term, “being served,” means that a person has received legal papers, a lawsuit, or a subpoena, detailing a civil case in which that person served must appear. It is required by law that the plaintiff gives the defendant a legal notice before bringing them to court. But why does a person get … [Read more...]
The Statute of Limitations in Debt Lawsuits
Texas Laws Against Aggressive Debt Collection When it comes to debt collection, consumers have a variety of options to protect themselves against unlawful debt collectors. A 2019 law in Texas strengthened the rights of consumers against debt collection and maintained the state’s short statute of … [Read more...]
Credit Card Company Sues You: First Steps
Can a credit card company sue you? And what can I do about this legal action? These are questions we get quite often at our law office. Being served with a lawsuit for unpaid credit card debt is a startling and scary experience. Whether you’ve been served by the original creditor (the credit … [Read more...]
How to Win a Debt Collection Lawsuit in Texas
Facing a debt collection lawsuit in Texas can feel overwhelming and intimidating. However, do not panic or resign yourself to losing the lawsuit. You have legal options, and you may be able to get the case dismissed or win it in court. Below, our Texas debt collection defense lawyers break down the … [Read more...]
How Much Does It Cost a Creditor to Sue You In Texas?
When a creditor decides to sue you for unpaid debt, they pay different costs, such as court filing fees and attorney’s fees. You might wonder, “How much does it cost a creditor to sue you?” This article explains those expenses and covers the main factors that affect a creditor’s choice to take legal … [Read more...]
Can a Credit Card Company Sue You? Know Your Rights in Texas
As a debt defense attorney here in Texas, I’ve seen clients suddenly realize that a credit card company can sue them if they miss their payments. Laura didn’t know this could happen until she learned that a credit card company was suing her friend. Worried about her own debt, Laura wondered if a … [Read more...]
Can a Collection Agency Sue You After 7 Years?
If you're dealing with debts, you might wonder, "Can a collection agency sue you after 7 years?" This question comes up often because many people believe that after a certain time period, debts just disappear. However, the reality is a bit more complicated. In Texas, the rules around debt collection … [Read more...]
What to Know if Facing a Galaxy International Purchasing, LLC Lawsuit in Texas
When you receive a lawsuit notice from a company like Galaxy International Purchasing, LLC, it can feel overwhelming. Uncertainty and anxiety about what it means and what to do are common reactions. You may also wonder if the notice is a scam because you may not have heard of the company suing you. … [Read more...]
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