Using a credit counselor won’t necessarily give you a better credit rating than if you decide to file for bankruptcy. It’s important to understand how your credit score is calculated and what factors may influence the score. Of course, there are other factors that should influence your decision of whether to file for bankruptcy than… Read More
Frequently Asked Questions
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What is bankruptcy and who is it for?
Bankruptcy is a process designed to help individuals and businesses eliminate their debts or repay them under the protection of the bankruptcy court. The goal of bankruptcy is to help individuals get a fresh financial start. Bankruptcy is a federal process, but is filed based on the state and city you live in. For instance,… Read More
When will I receive my bankruptcy discharge?
The timeline to receive your bankruptcy discharge depends upon several factors, including which chapter you are filing under and what kinds of debts and assets you have. Most people in Texas filing a Chapter 7 bankruptcy obtain their discharge papers in four to six months, while those filing for Chapter 13 may not receive their… Read More
What are the common grounds for divorce in Texas?
The most common grounds for divorce in Texas is what’s referred to as “insupportability.” Texas is a no-fault state, meaning that spouses don’t necessary have to have a reason for filling for divorce other than the fact they think the marriage can’t be saved. If your personalities aren’t compatible any longer and you don’t feel… Read More
Why file for chapter 7 bankruptcy?
One of the most common reasons a person will file for chapter 7 bankruptcy is to discharge insurmountable debts. This typically helps pave the way for a fresh financial start. Although there are several options available for declaring bankruptcy in Texas, many consumers opt for chapter 7 because of the specific advantages involved. Debts Included… Read More
How do I find an approved bankruptcy credit counseling course?
If you’re filing for bankruptcy, you will need to follow the appropriate state and federal bankruptcy guidelines in order for your case to be accepted. Federal bankruptcy law states that anyone filing must complete an approved bankruptcy credit counseling course before putting in their paperwork. Not everyone goes into their credit counseling course with enthusiasm,… Read More
Can a child custody order be changed by going to court in another state?
Proper legal channels must be used to change a child custody order. The out-of-state non-custodial parent cannot simply change an order by filing for custody in his/her home state. Laws exist that aim to prevent cases of parental kidnapping and promote orderly handling of interstate custody matters. When facing a potential child custody modification case… Read More
What does “reasonable visitation” mean?
Visitation rights for non-custodial parents may be complicated if a judge orders a ‘reasonable visitation’ schedule in a Texaschild custody case. This generally means that the court requires the parents to work out a schedule that is in the child’s best interests, is fair to both parents, and allows the non-custodial parent adequate time with… Read More
Do I have to declare family support payments as income?
When filing for bankruptcy, family support payments like child support and alimony will be considered income. It’s important that you list these sources of income on your bankruptcy documentation. Failing to do so may damage your bankruptcy case. A Plano bankruptcy and family law firm can help ensure the process is handled correctly. Family Support… Read More
Will adultery affect a child custody decision?
Adultery leading to divorce in Texas may affect a Texas child custody case. In a child custody case, the court’s responsibility is to do what is in the best interest of the child by looking at both parents’: character; financial viability; and living situation to determine a safe and healthy custody arrangement. In general, adultery… Read More
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