Deciding to file bankruptcy is stressful. A Dallas, Texas bankruptcy lawyer may help to relieve some of the stress by handling some of the necessary steps and laying out the process so you better understand what is going to happen from start to finish, and beyond. If you’re considering filing for … [Read more...]
Household Debt in America Rises Again
Once again, Americans are whipping out their credit cards and saying, “Charge it.” According to a Wall Street Journal article, household debt in the final quarter of 2011 grew at a 0.25% rate. While that is not a huge jump, there has not been an uptick in household debt since the crash of … [Read more...]
Pre-Bankruptcy Credit Counseling in Dallas
If bankruptcy is on your mind, a Dallas, Texas bankruptcy attorney can go over the process with you so you better understand what to expect. In order to file for bankruptcy in Texas, you must first take part in a credit counseling class. The class must be completed at a state-approved program and … [Read more...]
An Overview of Texas Chapter 13 Bankruptcy
When you’re considering filing bankruptcy, you may not be aware of the options that you have. A Chapter 13 bankruptcy doesn’t discharge all of your debts, but it does put you on the path towards a new and bright financial future, free of credit problems. The path might not be easy, but the … [Read more...]
Declaring Chapter 13 Bankruptcy: Pros & Cons
Before you decide to declare Chapter 13 bankruptcy, it’s important to consider the pros and cons. It is generally recommended for individuals who can afford daily living expenses but are struggling to make payments on debts. Pros to declaring Chapter 13 bankruptcy include: all property is … [Read more...]
The Ultimate Guide to Bankruptcy in Texas
If debt is overwhelming you and you are looking for a debt relief solution, filing bankruptcy might be right for you. Bankruptcy gives you a fresh financial start and allows you to resolve your debt in an efficient manner. The bankruptcy attorneys at Warren & Migliaccio can help guide you … [Read more...]
6 Types of Bankruptcy and How You Can Cope With Each
The B-Word Regardless of scale and industry, there is one b-word that no company doesn't want to be associated with. Bankruptcy is an experience that leaves businesses trauma on multiple levels. All of a sudden, uncertainty becomes the norm. Workers are thrust into unemployment, unsure if they … [Read more...]
Getting a Secured Credit Card after Bankruptcy
A secured credit card is a relatively safe and effective tool for establishing credit after filing for bankruptcy. Like anything, there are risks and rewards associated with getting a secured credit card. On the one hand, using a secured credit card can demonstrate responsibility to the credit … [Read more...]
7 Things Bankruptcy Can Do for You
Bankruptcy cannot solve all your financial problems, but there is much to be said about how much stress it can relieve when you feel like you’re being crushed under the weight of financial pressures. The Benefits of Bankruptcy First, let’s be clear what bankruptcy cannot do: It can’t instantly … [Read more...]
Live a Smart & Happy Life Post-Bankruptcy
If you’re filing for bankruptcy, you can use it as a springboard for a better, happier life. But that means making smart financial choices after the filing process is over. Tips for Post-Bankruptcy Life People who file for bankruptcy no longer are viewed as being branded financially untrustworthy; … [Read more...]
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