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You are here: Home / Archives for Chapter 7 Bankruptcy

Does Bankruptcy Eliminate All Debt in Texas?

August 6, 2025
Written by Christopher Migliaccio

Ugly news. Distressed old age hispanic female check documents at home office read debt bankruptcy information in financial report. Upset stressed older latin woman get bad surprise in official letter

No. Bankruptcy in Texas erases most unsecured debts—credit cards, medical bills, personal loans, and deficiency balances—but priority obligations such as child support, alimony, recent income taxes, most student loans, and court fines survive. Secured liens also remain unless you surrender the … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Attorney Dallas, bankruptcy dallas, Bankruptcy in Texas, Chapter 7 Bankruptcy

Vehicle Repossession Laws in Texas: Protecting Your Car, Credit & Peace of Mind  

July 28, 2025
Written by Christopher Migliaccio

Male Judge hitting Gavel off a block in courtroom. Prohibited export concept. Toy cargo truck on the table. vehicle repossession laws in texas

Quick Answer: How can I get my car back after repossession in Texas? If your car is repossessed in Texas, redeem it within 10 days by paying all past-due installments, repossession, and storage fees under Texas Business & Commerce Code §9.609. Demand proof of each repossession and … [Read more...]

Categories: Bankruptcy Tagged: bankruptcy attorney, Bankruptcy lawyers in Dallas, Bankruptcy Tag, Chapter 7 Bankruptcy

Does the Executor of a Will Get Paid in Texas?

July 14, 2025
Written by Christopher Migliaccio

Young male lawyer, old man and his granddaughter in testament co

Does the executor of a will get paid in Texas? Yes. The payment an executor receives is commonly referred to as an executor fee or executor's compensation under Texas law. Texas law entitles an executor to up to 5 % of the cash they actually receive or pay out while administering the estate—but … [Read more...]

Categories: Estate Planning Tagged: Chapter 7 Bankruptcy, estate planning attorney, Estate Planning Tag, last will

Will and Trust Attorney Near Me: Securing Your Legacy – A Comprehensive Guide in Texas

June 6, 2025
Written by Christopher Migliaccio

Estate Planning Wills Trusts Attorney Protect Assets Wealth Strategy 3d Illustration

Introduction When I hear from families about estate planning here in Texas, I often hear the same worry: “We know we need to do something about our estate planning, but we don’t know where to begin.” I’ve had this conversation many times at Warren & Migliaccio. The one I just had with Paul … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy, Estate Planning Tag, revocable living trust

Can I Exclude a Credit Card from Chapter 7 Bankruptcy? Here’s What You Need to Know

March 29, 2025
Written by Christopher Migliaccio

Bankruptcy Chapter 7 documents in the hands.

If you’ve ever wondered whether you could keep a credit card out of a chapter 7 bankruptcy to preserve your credit line, you’re not alone. Many people facing overwhelming debt hope to keep at least one credit card as a backup. However, can I exclude a credit card from Chapter 7 bankruptcy? The short … [Read more...]

Categories: Bankruptcy Tagged: bankruptcy law, Bankruptcy Tag, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, credit card bankruptcy

What Documents Do I Need to File for Bankruptcies In Texas?

March 26, 2025
Written by Christopher Migliaccio

Paper that says "Petition to file for Bankruptcy" with a gavel sitting on it

So you’re getting ready to file for bankruptcy? You’ll need to get specific documents to make the process go smoothly. These include personal identification, financial records, and legal and property documents. This guide covers everything you need to know about “what documents do I need to file for … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, debt

Chapter 7 Income Taxes Answers: Maximize Your Tax Refund in Bankruptcy Guide

February 1, 2025
Written by Christopher Migliaccio

Desk with a computer that has a tax return pulled up on it

As a Texas bankruptcy attorney I’ve worked with many people like Alex, a self employed entrepreneur who was drowning in debt. Alex ran a successful online business for years until the market tanked and he was struggling to stay in business. When he came to me for help with filing Chapter 7 … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

What to Do if Facing an Ally Bank Lawsuit in Texas

January 24, 2025
Written by Christopher Migliaccio

A building with a modern glass facade, featuring the "ally" logo in large letters on the top corner under a clear blue sky.

Are you being sued by Ally Bank for debt collection in Texas? Whether you recognize the debt or not, it is normal to feel overwhelmed and stressed by a lawsuit. However, you have legal options available to you to protect yourself from a default judgment and resolve the lawsuit in a favorable way. … [Read more...]

Categories: Credit Card Lawsuit and Debt Tagged: Chapter 7 Bankruptcy, lawsuit

Should I File Bankruptcy Before or After Divorce in Texas?

January 20, 2025
Written by Christopher Migliaccio

filing for bankruptcy before or after divorce

Should I file bankruptcy before or after divorce in Texas? This question can loom large for those already coping with the emotional toll and financial strain of ending a marriage. In Texas, where divorce follows community property laws, the stakes often feel higher. There isn’t a one-size-fits-all … [Read more...]

Categories: Bankruptcy, Divorce Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy, Divorce Law

How Long Does It Take For Chapter 7 Bankruptcy?

January 9, 2025
Written by Christopher Migliaccio

how long does it take for chapter 7 bankruptcy in texas

Filing for bankruptcy can feel overwhelming. When you need to file bankruptcy, you’re likely wondering how long does it take for Chapter 7 bankruptcy, especially in Texas. This guide provides clarity on timelines, influencing factors, and the benefits of legal help. Achieving debt relief through … [Read more...]

Categories: Chapter 7 Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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