Most unsecured gambling debt can be discharged in a Texas bankruptcy unless a creditor proves fraud or a Bankruptcy Code presumption applies. Problems usually come from recent cash advances, last-minute charges, or false information on a credit application. The sooner you gather records and assess … [Read more...]
Does Bankruptcy Eliminate All Debt in Texas?
No. Bankruptcy in Texas erases most unsecured debts—credit cards, medical bills, personal loans, and deficiency balances—but priority obligations such as child support, alimony, recent income taxes, most student loans, and court fines survive. Secured liens also remain unless you surrender the … [Read more...]
Vehicle Repossession Laws in Texas: Protecting Your Car, Credit & Peace of Mind
Quick Answer: How can I get my car back after repossession in Texas? If your car is repossessed in Texas, redeem it within 10 days by paying all past-due installments, repossession, and storage fees under Texas Business & Commerce Code §9.609. Demand proof of each repossession and … [Read more...]
Does the Executor of a Will Get Paid in Texas?
Does the executor of a will get paid in Texas? Yes. The payment an executor receives is commonly referred to as an executor fee or executor's compensation under Texas law. Texas law entitles an executor to up to 5 % of the cash they actually receive or pay out while administering the estate—but … [Read more...]
Can I Exclude a Credit Card from Chapter 7 Bankruptcy? Here’s What You Need to Know
If you’ve ever wondered whether you could keep a credit card out of a chapter 7 bankruptcy to preserve your credit line, you’re not alone. Many people facing overwhelming debt hope to keep at least one credit card as a backup. However, can I exclude a credit card from Chapter 7 bankruptcy? The short … [Read more...]
What Documents Do I Need to File for Bankruptcies In Texas?
So you’re getting ready to file for bankruptcy? You’ll need to get specific documents to make the process go smoothly. These include personal identification, financial records, and legal and property documents. This guide covers everything you need to know about “what documents do I need to file for … [Read more...]
Chapter 7 Income Taxes Answers: Maximize Your Tax Refund in Bankruptcy Guide
As a Texas bankruptcy attorney I’ve worked with many people like Alex, a self employed entrepreneur who was drowning in debt. Alex ran a successful online business for years until the market tanked and he was struggling to stay in business. When he came to me for help with filing Chapter 7 … [Read more...]
What to Do if Facing an Ally Bank Lawsuit in Texas
Are you being sued by Ally Bank for debt collection in Texas? Whether you recognize the debt or not, it is normal to feel overwhelmed and stressed by a lawsuit. However, you have legal options available to you to protect yourself from a default judgment and resolve the lawsuit in a favorable way. … [Read more...]
Should I File Bankruptcy Before or After Divorce in Texas?
Should I file bankruptcy before or after divorce in Texas? This question can loom large for those already coping with the emotional toll and financial strain of ending a marriage. In Texas, where divorce follows community property laws, the stakes often feel higher. There isn’t a one-size-fits-all … [Read more...]
How Long Does It Take For Chapter 7 Bankruptcy?
Filing for bankruptcy can feel overwhelming. When you need to file bankruptcy, you’re likely wondering how long does it take for Chapter 7 bankruptcy, especially in Texas. This guide provides clarity on timelines, influencing factors, and the benefits of legal help. Achieving debt relief through … [Read more...]
